Yeppers, I'd just as soon buy metals.
That gimmicky stuff ain't my cup of tea!
No gold or silver "plated" anything for me.
Now, I'm no highly eddicated numismatist, but I prefer the feel of metal twixt my grubby fingers.
There are actually 3 prices.
Buy back.
Spot.
Dealer.
"Buy back" is always cheaper than "spot". "Spot" is cheaper than "dealer".
About a year ago, "spot" dropped down to around $13/oz or so. Dealer prices stayed up on the $28 to $30/oz range.

What few times I've considered selling, they won't take less than $1K worth of coins. My old tightwad self, I ain't selling THAT much!

I've found "jmbullion" and "provident metals" to be reliable dealers when making purchases ... so far! LOL!