Most of my shots will be well under 100 yards . I sight my Winchester's in 30-30 or .32 WS to be about 3" high at 100 yards for the reason you already mentioned. Just incase. I shoot the Hornady bullet.
Grumpy old man with a gun.....Do not touch . Better to be judged by 12 than carried by 6. Don't bother my monument and I'll leave yours alone.