If you go with a Medicare Advantage plan and have some serious health issues, you won't be able to buy a Supplement if you want to go back to Medicare.They will gouge with the premium.
I have the Humana Choice PPO. I took it because they cover the entire front range from Pueblo north to the state line.If you advise them of your travel they will give you in netwok hospitals and Dr.'s where you go and cover that. No referrals needed for specialist. In 2023 the $195 prescription deductible goes away. Vaccines are paid for with no copay and that includes Shringrix. No copay for any Tier 1 generics
I had United Health Care and Humana has treated me a lot better.I have no complaints, but you have to follow the rules. My bill for three days in the hospital when I had my stroke was $99,000. Of course they contracted it down, but I paid less than $1000
Last edited by saddlesore; 11/11/22.
