For two-footed target: 9mm in Lehigh Extreme Defense, Black Talon equivalent (Ranger), HST and Gold Dot.
If you're going to disturb bears with your bicycle bell...get hardcast WFN or solids in larger caliber handguns (.44magnum, .480Ruger. .454, etc.
9mm will work with a truckload of hostiles, but better left home when playing with bears!
