My wife and I are a younger family with one little girl. I started late in life (was 33 when my girl was born) and I was never really worried about budgets or money before then...Now reality is starting to set in. Was sitting down looking at the numbers and realized some changes had to be made.
How strict are you guys with your budget?
What are some major things that have helped save some $$$?
We do well, have a home and a couple reliable vehicles, but the extra money seems to be getting less and less. I guess I'm just reaching out to confirm that we are in fact not in the minority hahahaha.