69 retired wife is still working, Trying to lower my future RMD by reducing my IRA,s did a charitable contribution fund which offset my Roth conversion taxes. Alaska has no state tax. Cant use the Roth money for 5 years and don't need it.
Went to free annuity sales speeches to get good ideas and say no to annuity,s! Manage my own money but always looking for good ideas!
Same reason I made the OP.. I've got a plan, but it never hurts to bounce it off others.
Before punching out I attended several retirement seminars just to see what the latest trends are. A lot didn't apply, but I learned at least something from the ones I went to.
