ain't freedom from credit cool:)
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It greatly depends. Small business owners unable to obtain credit could be in significant peril. Homeowners wishing to re-fi,the same. Being able to obtain credit is still a necessity for the vast majority in this country.

Not everyone, especially families, can satisfy their finaqncial needs on the premise that they don't have to worry about credit or borrowing.


The pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails.
William Arthur Ward