The only time I needed one was at home with a prowler just outside - I went outside - and would have been better off with a shotgun - much more impressive. What I had instead was a Smith Model 66 in my belt, and he didn't ask to see the 125 grain loads.
This was back in the 1980s and I've since upped my game to a Browning HP. When I investigate a "bump in the night" these days I have the Browning in one hand, a cell phone in the other, and an AA flashlight looped around my off wrist. There's no room for another magazine, and I don't feel the lack.
