here is another thing that sucks, suppose you have a serious accident just before Thanksgiving and your bills roll into the next year.

You might not meet your deductible in either year, but pay more than your deductible allows in total for a single incident.


I hate the idea of a large deductible. I think $12K for a family is absurd, even for families that are making $40K a year.

Last edited by KFWA; 10/15/13.

have you paid your dues, can you moan the blues, can you bend them guitar strings