Not necessarily so. I have a nugget thats a wee bit under 14 grams IIR and I'd make anyone here a real good price on it. I'll dig it out of the safe if anyone is really interested. No matter what having some amount of your net worth in precious metals is a wise move. You don't have to buy platnum 1 ounce coins to get started. Try staring with 1 0z Silver eagles or 1/10 Oz gold eagles. Put a little up now and then and in a few years you might be suprised at what you have. I got interested because all of the 401k's/stocks were performing so poorly. The Bullion Eagles look exactly the same as the Proof Mint Eagles except they are not double struck and lack the proof finish. The Mint sets can be bought direct from the mint but IMO bullion Eagles are a better investment.