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Joined: May 2003
Posts: 13,474 Likes: 9
Campfire Outfitter
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OP
Campfire Outfitter
Joined: May 2003
Posts: 13,474 Likes: 9 |
Here is a very interesting observation by a conservative commentator, Stefan Molyneux, a Canadian, about the precarious situation of both individuals and governments, regarding people's retirement plans ... or non-plans. https://www.youtube.com/watch?v=zPsSU4ibw4YL.W.
"Always go straight forward, and if you meet the devil, cut him in two and go between the pieces." (William Sturgis, clipper ship captain, 1830s.)
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Joined: Oct 2005
Posts: 79,321 Likes: 2
Campfire Oracle
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Campfire Oracle
Joined: Oct 2005
Posts: 79,321 Likes: 2 |
No,....I just married a woman who saves fer retirement.
I'll be retireing in the fuggin' Potter's field, anyway.
I can't see no reason to put a lotta effort into it.
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Joined: Jan 2001
Posts: 29,992 Likes: 26
Campfire Ranger
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Campfire Ranger
Joined: Jan 2001
Posts: 29,992 Likes: 26 |
Yes, and presently growth is actually ahead of my withdrawals.
1Minute
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Joined: May 2003
Posts: 31,319 Likes: 21
Campfire 'Bwana
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Campfire 'Bwana
Joined: May 2003
Posts: 31,319 Likes: 21 |
Did. Now enjoying the bounteous fruit of that planting.
Cleverly disguised as a responsible adult.
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Joined: Jan 2010
Posts: 23,600 Likes: 8
Campfire Ranger
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Campfire Ranger
Joined: Jan 2010
Posts: 23,600 Likes: 8 |
I have and currently am, but I already realize I gotta get a smaller nut before I can ever live off it
I can only imagine socking away this money for the last 20 years and the next 15 or so and then some bankers decide to get fast and loose with the rules, wreck the economy, tank my 401K and *they* get a bailout by the government.
you'll see me on the news if that happens.
Last edited by KFWA; 12/07/17.
have you paid your dues, can you moan the blues, can you bend them guitar strings
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Joined: Dec 2003
Posts: 86,385 Likes: 39
Campfire Oracle
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Campfire Oracle
Joined: Dec 2003
Posts: 86,385 Likes: 39 |
Isn't that what social security is for? <ducking>
If you take the time it takes, it takes less time. --Pat Parelli
American by birth; Alaskan by choice. --ironbender
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Joined: May 2004
Posts: 5,242 Likes: 2
Campfire Tracker
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Campfire Tracker
Joined: May 2004
Posts: 5,242 Likes: 2 |
I am saving for my retirement . Thiis year has been good , fingers crossed. There was a time I had a finance manager, he sucked , went to another one , he sucked , went to another one and he was a crook. I do it myself now with stocks, ETF's and a bit of S&P 500 mutual funds.
But the fruits of the spirit is love, joy, peace, patience, kindness, goodness,faithfulness, Gentleness and self control. Against such things there is no law. Galations 5: 22&23
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Joined: Nov 2002
Posts: 33,858 Likes: 21
Campfire 'Bwana
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Campfire 'Bwana
Joined: Nov 2002
Posts: 33,858 Likes: 21 |
Yep and enjoying every minute of it.
Conduct is the best proof of character.
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Joined: Jul 2005
Posts: 1,788 Likes: 1
Campfire Regular
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Campfire Regular
Joined: Jul 2005
Posts: 1,788 Likes: 1 |
Yes, although I had to start over due to a greedy ex and her lawyer. It's ok, I got the house, the kids, and the best wife ever. She ended up with an old lesbian, a car with a bad transaxle, no career, and a lot of bitterness. Now headed in the right direction, several revenue streams in play, and three retirement plans waiting. I am blessed.
"I didn't realize we had so many snipers in this country." by J23
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Joined: Jan 2010
Posts: 15,395
Campfire Ranger
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Campfire Ranger
Joined: Jan 2010
Posts: 15,395 |
I'll be at Walmart... Can I get ya a buggei ?
I work harder than a ugly stripper....
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Joined: Mar 2009
Posts: 24,619
Campfire Ranger
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Campfire Ranger
Joined: Mar 2009
Posts: 24,619 |
If I "retire" in bankruptcy, I win. Sorry. Who's with me?
Have Dog
Will Travel
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Joined: Jan 2009
Posts: 23,319
Campfire Ranger
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Campfire Ranger
Joined: Jan 2009
Posts: 23,319 |
I got a very late start. After a 26 year career in the military, where I lived pay check to paycheck, I still managed to build $50,000 in student loans and credit card debt. Fifteen years ago I eventually found Dave Ramsey, and a job that paid enough to get me out of debt, and fully fund a 401K, and two ROTH IRAs, plus a joint brokerage account. If I had it to do over again, I would follow Dave's financial philosophy from the very beginning and never borrow money to buy anything except a house (which appreciates in value.) Dave Ramsey's 7 Baby Steps
"All that the South has ever desired was that the Union, as established by our forefathers, should be preserved, and that the government, as originally organized, should be administered in purity and truth." – Robert E. Lee
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Joined: Jan 2002
Posts: 12,914 Likes: 6
Campfire Outfitter
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Campfire Outfitter
Joined: Jan 2002
Posts: 12,914 Likes: 6 |
I'm done.
But I'm having too much fun to quit.
Sic Semper Tyrannis
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Joined: Feb 2010
Posts: 1,582 Likes: 1
Campfire Regular
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Campfire Regular
Joined: Feb 2010
Posts: 1,582 Likes: 1 |
Back when IRAs first were offered, a very astute Friend convinced me to look into them which led to an old Friend of the family who was a broker for Edward Jones who in turn advised me on investing. That's where it started for me. At the end of this month I'll have been retired for 5 years and if I had not invested I would most likely be looking at working for 4 more years and not looking toward nearly as sweet of retirement years.
molɔ̀ːn labé skýla
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Joined: Feb 2009
Posts: 16,422 Likes: 15
Campfire Ranger
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Campfire Ranger
Joined: Feb 2009
Posts: 16,422 Likes: 15 |
She ended up with an old lesbian, a car with a bad transaxle, no career, and a lot of bitterness. Now that is a divorce lawyer worth their salt.
Epstein didn't kill himself.
"Play Cinnamon Girl you Sonuvabitch!"
Biden didn't win the election.
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Joined: Oct 2005
Posts: 79,321 Likes: 2
Campfire Oracle
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Campfire Oracle
Joined: Oct 2005
Posts: 79,321 Likes: 2 |
I've got a one ounce Gold eagle in the sock drawer to pay the medically assisted suicide doctor.
That's my retirement plan.
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Joined: Jan 2010
Posts: 23,600 Likes: 8
Campfire Ranger
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Campfire Ranger
Joined: Jan 2010
Posts: 23,600 Likes: 8 |
my FIL's retirement plan was to marry an Asian nurse 24 years younger than him.
That man had life figured out.
have you paid your dues, can you moan the blues, can you bend them guitar strings
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Joined: May 2016
Posts: 61,051 Likes: 73
Campfire Kahuna
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Campfire Kahuna
Joined: May 2016
Posts: 61,051 Likes: 73 |
Yep. Every year we build equity in the place.
I am MAGA.
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Joined: Aug 2003
Posts: 17,491
Campfire Ranger
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Campfire Ranger
Joined: Aug 2003
Posts: 17,491 |
Isn't that what social security is for?
Hey, don't be funnin' about that. Yer Social Security owns a significant portion of the National Debt. (That's supposed to be a good thing since it keeps China and Japan from owning so much of us...uh, US.) It's a money laundering scheme of sorts IMV.
Sometimes, the air you 'let in'matters less than the air you 'let out'.
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Joined: Feb 2007
Posts: 11,834 Likes: 3
Campfire Outfitter
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Campfire Outfitter
Joined: Feb 2007
Posts: 11,834 Likes: 3 |
Did. Now enjoying the bounteous fruit of that planting. Saved all I could for 30 plus years. Then retired at 61 yo. Have no money worries.
NRA Patron
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