Home Forums Fishing Freshwater New boat financing?

You said a mouthful there.

The most fun I ever had in a boat, was as a kid. Dad bought a used tri-hull (split-window) made in the 70's. It had a Johnson 60hp that would jerk a 240lb. man up on one ski. We fished and skied until I got out of high school and he sold it. My friend had the same cheap used boat.

Since then, I've bass fished with friends in 45,000 dollar boats, and they are wonderful. But we don't go every week like we once did. I go once a year if I'm lucky.

Kids need love and your time so bad. The price of your toy really won't matter.

I agree here, with these guys!

I know more people, who can't separate themselves from their Wants, and NEEDS!!

As you get older, you don't want to say, man did I screw up!

Sleep on it, and sometimes sleep on it a long time!!!

This all reminds me a financial adviser I knew about 15 years ago. He wanted a cheap runabout to do a little fishing in. Wife and kids got involved and he borrowed for about a $45K ski setup. Two years later, he was divorced and guess who managed to keep the boat.

Or the guy who put together an awesome setup that can fish fresh or saltwater, can cruise the banks fishing for bass or troll for salmon with downriggers, is great for setting crab and shrimp pots, and can pull a tube! It’s the center of a big chunk if my family’s recreation and we don’t ever have to buy fish or crab.

I’d rather save money in other ways.

Amazing to me how many of you want to tell someone else how to live his life...

The used boat market is opening up and prices are dropping. d start looking seriously end of October.

I picked up a used Lund fisherman with 60 hrs on. the 115 hp Yamaha and a new Yamaha kicker. Just went water skiing , tubing and down rigging for kokes yesterday

Buy the boat you want, life is too short. Either take out a loan if the rate is good enough, or if you had been thinking of a refi on your home, pay for the boat that way.

Let's see here... paying 2.25 - 2.75% (haven't looked recently) on a refi if you were going to do it anyway...

Or...

Paying cash for your boat instead of investing that cash, and losing out on 4 - 40% return on your investment?

The pride of paying cash can cost you money when you could be using it to make more.

So the lesson is to not get married. Best financial advice ever for men!

Sounds like a nice outfit, you get a deal or did you get bent over. ?

Used boat market had been insane. Those saying buy used obviously haven’t been paying much attention. People are buying boats and selling them for about what they paid for them years later, granted you didn’t buy [bleep].

A friend of mine ordered a new Lund Alaskan in January he wanted it for hunting and fishing so he spec' ed the factory camo , side steering, and a 75hp Merc. It finally showed up at the dealers last week. They called him up and told him he needed to pick it up pronto. Seems they had customers looking at it and offering over 2k more than he paid for it. Was driving the sales staff batshit crazy. Mb

This- if ya need to finance a boat, buy a kayak or a canoe!

Nothing wrong with buying a canoe. No motor to fail or fuel , bought a real nice condition 1973 model square stern Grumman 17 ' last week. I LIKE BOATS , quality and affordable ones. Everyone here has a different level of affordability. I for one think how Woodson buys his boat is his business, his only mistake was thinking he could ask a finance question without being criticized . I like guns, fishing equipment, boats I have more than a few of each. I paid cash or used a credit card but I don 't owe any money and only have my own income. When my boat is broke or don 't run I just grab a different one and go, fix it later, try that with a woman see what that gets you. Mb

Shut up

You liberals just don't respect our 1st Amendment rights.

you busy body demon possessed baby killers are always telling people how to live. just shut up and mind your own business.

The earth is 2/3 water, buy yourself a boat, and enjoy the time you get to spend with your family and friends, that being said, I have a friend that has a boat real near to what you have pictured, he wonders why no one will fish with him.

Well that's because he is sitting comfortably behind a windshield, warm and dry, with a steering wheel and a throttle to hold on to, while any one riding beside him is wet cold and trying like hell to find something to hold on to, if you like fishing alone ,go for it but if you plan on fishing with friends and family there are plenty of better options than what you have pictured.

As far as you cheapassed Dave Ramsey fans, why don't you get a better paying job, instead of being such a penny pinching dickweed, no one likes a cheap f~ck !

I don't take orders from biotches.

Hey Woodson you get a boat? Or just a bunch more people on your ignore feature? Mb