Home Forums Hunting & Shooting Hunter's Campfire Question for those who live in Mississippi on the Gulf

Good luck...

Be advised...

The humidity and heat will rip the hide off of you in that zone... if you are not familiar... you might want to spend a few weeks late August/September.

I keep a 10 acre farm in SW Georgia... and Georgia is mild by comparison to MS or LA.

Like Cashking said be prepared for hot summers and plenty of humidity (sweat sitting in the shade). I moved out of Louisiana in 1994 lived most of that time in Kansas and Colorado. Moved back to Louisiana in 2018 and hate the summers to damn hot and humid but like the fall, winter and early spring weather.

So a lot has been covered in this thread but no one's inquired about insurance.

What's it cost for hurricane insurance on a exspensive home setting on the edge of the gulf?

Is liability insurance more exspensive with those houses up on stilts? Does insuring a home with a dock cost additional on a liability policy?

Inquiring minds need to know.

On Page 1.

Once you get that far South , a lot of states will make you sweat in the shade. Wear your swim trunks and crocs, but watch out for the gators and cotton mouths.

Impact from hurricanes worse there than in FL. Plus, it's not like FL in that it might hit here, or it might hit there. If it's coming up the gulf going north, MS is gonna get a kick in the teeth.

If you live anywhere along the Gulf Coast or Atlantic Coast below New England long enough you are going to be staying hundreds of miles inland at a hotel at some point waiting for the waters to recede and see if Servpro can salvage the bottom floor of your home. I absolutely love visiting the MS, AL and FL Gulf Coast. It is a beautiful place. No way I would live there though. I like living a few hours from the Gulf and a couple of hours from the Appalachians. It is easy to get to both while not having to live amongst the hoards of tourists.

JeffA 1

ol_mike 0

I was going to wait a couple-three weeks and see if houses were selling this well in this area.
I had a business partner who lived less than a quarter-mile of this property, she's retired now.

Hard to believe this house survived Katrina, business partner I just spoke of, her house on very strong Pilings, in-ground pool, were gone, completely gone. She said there wasn't even a road left to try and reference where her house was.
Every house I built [several] south of the bridge, all are gone, all brick homes or three walls brick, empty lots back when I looked on google earth.
Ocean Beach, area same thing houses gone.

Especially so if they go west of the Ms. Coast, hurricanes spin counter-clockwise, that brings in very high water to the east oftentimes causing more damage than where the eye of the hurricane passes over.

Exactly!

Hard to come up with comparable Wildfire/Hurricane data.
Most hurricane data out there is insurance related dollars of damage not homes 'lost'. Can't hardly count damaged shingles or trees falling on parked cars as homes lost.

Investments are a gamble most anywhere your at but I'd take a coastal hurricane over a Kansas tornado or a mountain state forest fire any day. I'd put a strong wager on there being more homes lost to wild fire than hurricanes. Can't let fear control you.




November 2020

Since 2005, more than 89,000 structures have been destroyed by wildfires resulting in an untold number of fatalities, evacuations, and personal losses. The number of structures destroyed, rather than the number of acres burned, is a more telling measure of the broad social, economic, and community impacts from wildfires.

https://headwaterseconomics.org/natural-hazards/structures-destroyed-by-wildfire/

Exactly why I posted the year built date on the homes I selected to post in this thread, it has meaning. The home in question states right in the property details that it sits at 25ft of elevation and had never flooded.

Katrina was a nasty one, also a rare one. The related storm surges which contributed to the balk of the damages broke records set in 1916, that's just how rare such a storm is. It's also why most all coastal homes are built elevated on stilts.

There is a lot of things that can be done for wind mitigation when building a home that are not included in 'code quality' construction.



STORM SURGE
Known for its storm surge, Katrina’s highest surge was found in a zone from just east of the eye near Bay St. Louis, MS east to the northern reaches of Mobile Bay. The Mobile State Docks measured the highest storm surge of 11.45 feet, while the lowest was 4.1 feet in the Santa Rosa Sound in northwest Florida. Storm surge was as high as 12-14 feet in Bayou La Batre, AL and likely close to 20 feet along the Mississippi-Alabama border.

Many homes were engulfed by Katrina’s surge in Bayou La Batre, AL.Major beach erosion occurred from Dauphin Island to east of Destin. The west end of Dauphin Island was completely under water with most of the homes on the west end washed away. The surge in Mobile Bay led to inundation of downtown Mobile causing the imposition of a dusk-to-dawn curfew. The Wallace Tunnel was closed due to high water from the surge. Most of the businesses on the Causeway over Mobile Bay were damaged or destroyed by the high water. An oil rig broke free and floated up Mobile Bay and became lodged underneath the Cochran-Africatown Bridge. The Mobile State Docks surge value of 11.45 feet was very close to being the highest value ever recorded. The previous record of 11.60 feet was set on July 5, 1916.

No lives were lost due to the storm surge across Mobile and Baldwin Counties in southern Alabama. Long lead warning times were given by the NWS Offices in Mobile, AL and New Orleans, LA as to how high the surge would be. As early as two days before landfall, the NWS Office in Mobile issued a Hurricane Local Statement (at 725pm) that foretold of the historic storm surge values of 8-12 feet well east of Katrina's center.

Well hell.

Maybe find a place close to the kids in Royse City, Texas, and just spend time near the ocean.

I hate the idea of losing my stuff to water.

Yeah
If you didn't know, Rockwall county and the surrounding
area is some of the highest priced land around
Last time I looked, $89000.00 to $175,000.00 an acre
depending on the area and road frontage and access
to utilities, etc.
Tax will also be shooting through the roof in the
next decade