|
Joined: Nov 2008
Posts: 19,545 Likes: 1
Campfire Ranger
|
Campfire Ranger
Joined: Nov 2008
Posts: 19,545 Likes: 1 |
I notice several on this thread and others who state that they have no payment but they list their vehicles which have over 1/4 mil on the clock.
I get it, I hate owing money and having to make a monthly payment. But are you guys supremely confident in a 20 year old vehicle with that kind of mileage? Don’t travel far from home?
I’m not knocking on anyone’s rig. I just have never owned a vehicle with that kind of mileage on it that wasn’t constantly in need of some little $200 fix to keep it on the road. And when I set off on a cross country trip hundreds or thousands of miles from home I really don’t want to have to work on the truck on the side of the road or hole up in a motel somewhere for a week or 10 days until the local mechanic can get her up and rolling again.
And for the record, yes I have a truck payment, for 18 more months. We like to keep one nice rig around in case we decide to hop in and drive across 4 states for vacation or a hunting trip. Yup. Three out of four weekends a month I'm heading north to Camp and that is 120 miles away. I have no interest in driving something that I wonder if I'll get there You should’ve bought a Toyota then! The emperor appreciates your sentiment. The UAW appreciates your sentiment, and your $$ that they donated to getting Biden elected. Koneechiwa and arrigato or whatever. You like your rice steamed or fried?
MAGA
|
|
|
|
Joined: Jan 2010
Posts: 32,130 Likes: 1
Campfire 'Bwana
|
Campfire 'Bwana
Joined: Jan 2010
Posts: 32,130 Likes: 1 |
I’d take a Toyota with 300K over a Ford/Chevy/Ram With 175k any day of the week. I own 10 Chevy/Ford/International 2500,3500,4500,6500 class trucks….only because Toyota doesn’t offer anything comparable. HINO
If you put Taco Bell sauce in your ramen noodles it tastes just like poverty
|
|
|
|
Joined: Nov 2008
Posts: 19,545 Likes: 1
Campfire Ranger
|
Campfire Ranger
Joined: Nov 2008
Posts: 19,545 Likes: 1 |
Well, partly because no car payments means being being able to spend "that" money on more enjoyable things, whether hunting, guns or whatever.
Of course, if you enjoy your vehicle as much or more than hunting, guns or whatever, then why not? A guy’s budget is just that. His. Some like to not have kids and travel to Africa or Alaska and hunt, or vacation in enemy nations like Mexico. Some guys like to put money into their property and fix things up, some like to drive fancy cars. None of it matters. I just find it curiously amusing how many leap to the bait to brag about how all their stuff is paid off. Of course there are also the 1%ers here that can’t help but boast of their personal wealth at any given opportunity.
MAGA
|
|
|
|
Joined: Feb 2010
Posts: 2,838
Campfire Regular
|
Campfire Regular
Joined: Feb 2010
Posts: 2,838 |
Well, partly because no car payments means being being able to spend "that" money on more enjoyable things, whether hunting, guns or whatever.
Of course, if you enjoy your vehicle as much or more than hunting, guns or whatever, then why not? A guy’s budget is just that. His. Some like to not have kids and travel to Africa or Alaska and hunt, or vacation in enemy nations like Mexico. Some guys like to put money into their property and fix things up, some like to drive fancy cars. None of it matters. I just find it curiously amusing how many leap to the bait to brag about how all their stuff is paid off. Of course there are also the 1%ers here that can’t help but boast of their personal wealth at any given opportunity. Dude, you own horses.
|
|
|
|
Joined: Dec 2013
Posts: 23,686 Likes: 1
Campfire Ranger
|
Campfire Ranger
Joined: Dec 2013
Posts: 23,686 Likes: 1 |
I notice several on this thread and others who state that they have no payment but they list their vehicles which have over 1/4 mil on the clock.
I get it, I hate owing money and having to make a monthly payment. But are you guys supremely confident in a 20 year old vehicle with that kind of mileage? Don’t travel far from home?
I’m not knocking on anyone’s rig. I just have never owned a vehicle with that kind of mileage on it that wasn’t constantly in need of some little $200 fix to keep it on the road. And when I set off on a cross country trip hundreds or thousands of miles from home I really don’t want to have to work on the truck on the side of the road or hole up in a motel somewhere for a week or 10 days until the local mechanic can get her up and rolling again.
And for the record, yes I have a truck payment, for 18 more months. We like to keep one nice rig around in case we decide to hop in and drive across 4 states for vacation or a hunting trip. Yup. Three out of four weekends a month I'm heading north to Camp and that is 120 miles away. I have no interest in driving something that I wonder if I'll get there You should’ve bought a Toyota then! The emperor appreciates your sentiment. The UAW appreciates your sentiment, and your $$ that they donated to getting Biden elected. Koneechiwa and arrigato or whatever. You like your rice steamed or fried? I like my rice with Red Beans. Detroit is a scheit hole, and half of the parts in a Chevy come from places that don’t speak anglais.
|
|
|
|
Joined: Jan 2020
Posts: 5,172
Campfire Tracker
|
Campfire Tracker
Joined: Jan 2020
Posts: 5,172 |
New trucks are really nice but they sure are expensive. I expect my old 6.0 power stroke with 260k miles to make it to NY and back towing my boat. And then it's off to MT in September and back. If the communist Canadian's would of let us travel through, we'd planned to drive it to Alaska and back this year. I keep threatening to buy a new gas 3/4 ton truck, but I just can't talk myself into it.
Life is good live it while you can.
|
|
|
|
Joined: May 2008
Posts: 25,528 Likes: 4
Campfire Ranger
|
Campfire Ranger
Joined: May 2008
Posts: 25,528 Likes: 4 |
The last new truck I want was made in 2007 or before the major emissions crap on modern diesels took affect. My delivery vehicle for towing a trailer with skid steers and 8k Kubotas is an F-450 and it needs a $1200 def computer board. My new backup to the Ford is a 2007 3/4 ton Chevy with the big 8.1L 496 (iirc) so hopefully like my earlier Chevys it’ll be just as bullet proof. The emissions crap and variable valve crap makes all the money that a new truck costs tough to swallow. Without a substantial warranty I’d think twice before spending the better part of $100,000 on a new truck.
�Politicians are the lowest form of life on earth. Liberal Democrats are the lowest form of politician.� �General George S. Patton, Jr.
--------------------------------------------------------- ~Molɔ̀ːn Labé Skýla~
|
|
|
|
Joined: Mar 2011
Posts: 1,955
Campfire Regular
|
Campfire Regular
Joined: Mar 2011
Posts: 1,955 |
I know a big Apache from the local Rez. That will sock someone in the eye for a 12 pack and a bag of skins Don’t get much cheaper than that
Only Dead Fish Go With The Flow
|
|
|
|
Joined: Nov 2008
Posts: 19,545 Likes: 1
Campfire Ranger
|
Campfire Ranger
Joined: Nov 2008
Posts: 19,545 Likes: 1 |
Well, partly because no car payments means being being able to spend "that" money on more enjoyable things, whether hunting, guns or whatever.
Of course, if you enjoy your vehicle as much or more than hunting, guns or whatever, then why not? A guy’s budget is just that. His. Some like to not have kids and travel to Africa or Alaska and hunt, or vacation in enemy nations like Mexico. Some guys like to put money into their property and fix things up, some like to drive fancy cars. None of it matters. I just find it curiously amusing how many leap to the bait to brag about how all their stuff is paid off. Of course there are also the 1%ers here that can’t help but boast of their personal wealth at any given opportunity. Dude, you own horses. Haha no kidding. I’m sure as hell not bragging about having anydamnthing paid off lol. [bleep] black hole those things are. But if I did I wouldn’t feel compelled to tell our readership here about my financial situation. When I win the the lotto the only way anybody would know is a whole of of “I’ll take it” posts in the classsifieds.
MAGA
|
|
|
|
Joined: Jan 2007
Posts: 11,571 Likes: 5
Campfire Outfitter
|
Campfire Outfitter
Joined: Jan 2007
Posts: 11,571 Likes: 5 |
I hope that's not a jab at a green tractor!
The ONE time Gruff pays for paint.... I’ve spent money on a lot of stupid ideas. That one might prove to be the worst. Time will tell, as long as I keep pouring the fluid to her she keeps working. Leaks are generally cheap to fix....
|
|
|
|
Joined: Jul 2005
Posts: 5,689 Likes: 3
Campfire Tracker
|
Campfire Tracker
Joined: Jul 2005
Posts: 5,689 Likes: 3 |
36 more payments, and this bad sumbitch is all mine.
|
|
|
|
Joined: Aug 2012
Posts: 5,474
Campfire Tracker
|
Campfire Tracker
Joined: Aug 2012
Posts: 5,474 |
I notice several on this thread and others who state that they have no payment but they list their vehicles which have over 1/4 mil on the clock.
I get it, I hate owing money and having to make a monthly payment. But are you guys supremely confident in a 20 year old vehicle with that kind of mileage? Don’t travel far from home?
I’m not knocking on anyone’s rig. I just have never owned a vehicle with that kind of mileage on it that wasn’t constantly in need of some little $200 fix to keep it on the road. And when I set off on a cross country trip hundreds or thousands of miles from home I really don’t want to have to work on the truck on the side of the road or hole up in a motel somewhere for a week or 10 days until the local mechanic can get her up and rolling again.
And for the record, yes I have a truck payment, for 18 more months. We like to keep one nice rig around in case we decide to hop in and drive across 4 states for vacation or a hunting trip. Yup. Three out of four weekends a month I'm heading north to Camp and that is 120 miles away. I have no interest in driving something that I wonder if I'll get there Me either. I am single live alone, use my truck for work and I want to be confident its not going to be broke down. I always traded for new truck every 4/5 years but My last truck I drove for 10 years 125k miles. That last four years was a PIA. Expensive as well. I drive to my hunting lease in AL 8 hrs away often in the season and I don't want headaches. I buy new and take the special depreciation deduction which makes sense to me financially all other things considered. Unless forced to I will never drive a truck older than 4/5 years. Others can do whatever they find works for them. Everyone has different incomes , priorities and needs. Based on all things I consider , I buy new. I usually wait for a good sale like GMs 10-12k off sticker. I also finance more or less depending on the interest rate I can get. I buy when the deal is right so I get forced into buying when it isnt. I only keep one vehicle in my household so likely different situation from households that need more vehicles.
Life can be rough on us dreamers.
|
|
|
|
Joined: Apr 2008
Posts: 17,147 Likes: 4
Campfire Ranger
|
Campfire Ranger
Joined: Apr 2008
Posts: 17,147 Likes: 4 |
Debt is so prestigious though.
|
|
|
|
Joined: Jun 2010
Posts: 13,930
Campfire Outfitter
|
Campfire Outfitter
Joined: Jun 2010
Posts: 13,930 |
Debt is so prestigious though. It is when you can handle it comfortably. It's the only way to keep your credit scores high
|
|
|
|
Joined: Feb 2008
Posts: 8,579
Campfire Outfitter
|
Campfire Outfitter
Joined: Feb 2008
Posts: 8,579 |
I notice several on this thread and others who state that they have no payment but they list their vehicles which have over 1/4 mil on the clock.
I get it, I hate owing money and having to make a monthly payment. But are you guys supremely confident in a 20 year old vehicle with that kind of mileage? Don’t travel far from home?
I’m not knocking on anyone’s rig. I just have never owned a vehicle with that kind of mileage on it that wasn’t constantly in need of some little $200 fix to keep it on the road. And when I set off on a cross country trip hundreds or thousands of miles from home I really don’t want to have to work on the truck on the side of the road or hole up in a motel somewhere for a week or 10 days until the local mechanic can get her up and rolling again.
And for the record, yes I have a truck payment, for 18 more months. We like to keep one nice rig around in case we decide to hop in and drive across 4 states for vacation or a hunting trip. Yup. Three out of four weekends a month I'm heading north to Camp and that is 120 miles away. I have no interest in driving something that I wonder if I'll get there You should’ve bought a Toyota then! The emperor appreciates your sentiment. The UAW appreciates your sentiment, and your $$ that they donated to getting Biden elected. The Ford Foundation has had a More Pernicious Effect on America .. It Funds a vast array of Marxist and Neo Marxist Organizations all chipping away at America’s Foundation.. The UAW isn’t even in the same League…
|
|
|
|
Joined: Aug 2014
Posts: 5,026 Likes: 2
Campfire Tracker
|
Campfire Tracker
Joined: Aug 2014
Posts: 5,026 Likes: 2 |
I was told as a young man that payments on a new vehicle you can afford are whatever you can pay off in 3 years. You can't buy much in 3 years for 700 a month anymore. A worn out truck will cost that now.
|
|
|
|
Joined: Jan 2001
Posts: 18,075
Campfire Ranger
|
Campfire Ranger
Joined: Jan 2001
Posts: 18,075 |
Most expensive car I've ever bought was $27,000
Can't see paying a fortune for something I'm going to get soaking wet with with sweat and also drive down the road eating my lunch in.
God, Family, and Country. NRA Endowment Member
|
|
|
|
Joined: Jul 2007
Posts: 15,867 Likes: 6
Campfire Ranger
|
Campfire Ranger
Joined: Jul 2007
Posts: 15,867 Likes: 6 |
I will keep driving my 30 + year old Land Cruiser. It actually keeps appreciating in value and I like driving it. One question... People offer to buy your LC how often? Every week? Every day? 2 or 3 times a days? Well pretty frequently. I don't go to town much as I don't like crowds, but it is a rare month that I have not had at least one offer to buy it or trade for what they are driving.
THE CHAIR IS AGAINST THE WALL. The Tikka T3 in .308 Winchester is the Glock 19 of the rifle world. The website is up and running!www.lostriverammocompany.com
|
|
|
|
Joined: Mar 2012
Posts: 1,147
Campfire Regular
|
Campfire Regular
Joined: Mar 2012
Posts: 1,147 |
No payment here. Fixed income pretty much prevents that. I drive a 2006 Lincoln Town car. Bought it from a dealer for $8000 cash. Original window sticker was in the glove box. $40000. Great car for a fat old man.....like me!
|
|
|
|
Joined: Sep 2013
Posts: 11,269
Campfire Outfitter
|
Campfire Outfitter
Joined: Sep 2013
Posts: 11,269 |
I will keep driving my 30 + year old Land Cruiser. It actually keeps appreciating in value and I like driving it. I always pay cash for mine. After I buy a LC, I start a monthly savings to get a newer one every so often. Their value appreciating helps a lot. I have two now. The Lexus 570 cost more and depreciates faster. I tried to tell my wife that, but noooo!
Gun Shows are almost as comical as boat ramps in the Spring.
|
|
|
|
107 members (6mmCreedmoor, 338reddog, 14idaho, 01Foreman400, afisher, 8 invisible),
1,475
guests, and
825
robots. |
Key:
Admin,
Global Mod,
Mod
|
|
Forums81
Topics1,192,370
Posts18,488,324
Members73,970
|
Most Online11,491 Jul 7th, 2023
|
|
|
|