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Joined: Oct 2006
Posts: 1,916 Likes: 1
Campfire Regular
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Campfire Regular
Joined: Oct 2006
Posts: 1,916 Likes: 1 |
If your employer had a role in creating your kids, I'd expect him to be responsible. If my employer wants me to continue working for him, he can continue to provide insurance for my entire family, at no cost to me, or he can increase my wage enough to make up the difference. But then he, and I, would have to pay SS on the difference, and I would have to pay income tax on the additional income. I like it the way it is. You hit on one of the issues with our healthcare system. If your employer pays for it, you're able to pay for any of your portion using pre-tax dollars. If you buy insurance yourself, you have to pay for it using post-tax dollars. Our healthcare system needs an enema.
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Joined: Nov 2002
Posts: 33,741 Likes: 5
Campfire 'Bwana
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Campfire 'Bwana
Joined: Nov 2002
Posts: 33,741 Likes: 5 |
You have zero clue the cost associated with employing someone. Most employees believe money grows on trees, and never stop to consider that they have to make the business owner at least 150% of their wage to be profitable. Obviously union since you mentioned a contract. What percentage of your dues wind up in the coffers of the democrat party? Let's see, match my SS, Workers Comp (not current on price, but it's dam expensive) $2.51/hr into pension 80% of the over $20k for insurance Pretty sure in our case it's not 150% to cover cost and start earning, but it's substantial. We used to have an annua "State of the Company" meeting. Along with brochures with breakdowns showing it all. Also they would present the Company finances, no $#s. But percentages. Products, machines, raw materials...... Geek that I am I enjoyed all that. A provided breakroom? Rest room facilities? Utilities? A roof over your head while working? Local property and equipment taxes on the above? Equipment to work with/on? Personnel for handling payroll & general bookkeeping? There's more to it than what most see. A bit of a point, overreaching a bit? Facilities mostly are part of the job, not the employees. Machines? You are going to blame the cost of machinery on hiring employees? Holy [bleep] am I expensive. If the machines are my fault, are raw materials? It is interesting how these threads show the resentment some employers have for their employees. Bet that is the employees fault, and that you are a fair, kind and benevolent boss. Goes both ways IME. Folks can always leave their employ if dissatisfied just as the company should be able to toss an employee so desired.
Conduct is the best proof of character.
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Joined: Aug 2015
Posts: 13,244 Likes: 1
Campfire Outfitter
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Campfire Outfitter
Joined: Aug 2015
Posts: 13,244 Likes: 1 |
Yeah, funny the unions never figured that out. They just want to be active "partners" with no monetary investment. Just like the government.
Let's Go Brandon! FJB
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Joined: Feb 2009
Posts: 11,920
Campfire Outfitter
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Campfire Outfitter
Joined: Feb 2009
Posts: 11,920 |
Just heard today that all county honchos will be having a can't miss meeting about the Ins.that they have now.
Seems that a lot of folks think that retiring now is the way to go because of the changes that have been put in.
Just glad she is not working any more.
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Joined: Sep 2014
Posts: 21,854 Likes: 4
Campfire Ranger
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OP
Campfire Ranger
Joined: Sep 2014
Posts: 21,854 Likes: 4 |
EdM, That was always nice in theory, or in places with a job/worker ratio favorable to employees. That sure wasn't anywhere around here. We've bled workers for decades. If you wanted to live here choices in employment were a price one paid. That's changed, in a good way.
Things always change, but we are in a period where things are changing at a crazy pace, and in ways that are typically bizarre to us old fashioned folks. The changes are hurting everyone on the supply side. Businesses are caught in the middle, while workers are at the bottom of the pecking order. Tough times and adjustments are hitting the whole system.
Notice the tone of several posters? Attacking workers/unions?
Never hid the fact I'm union, not gonna re-hash hash I've frequently hashed.
Also haven't blasted the employer. It's simple math, they wanna keep the money, I'd like payed more. Standard fare. And it never changes, I'm well compensated, won't say I'm not. This contact would be very good in non inflationary times, for me. My fight was for guys hired in the future, people I've not yet met.
This thread was simply trying to get a handle on how common this employee only thing has become.
Parents who say they have good kids..Usually don't!
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Joined: Jan 2020
Posts: 5,175
Campfire Tracker
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Campfire Tracker
Joined: Jan 2020
Posts: 5,175 |
Seems like the better your health insurance the sicker you are. The government has mandated that you are dependent on the medical industry, pharmaceutical and insurance companies to survive, while they make record profits.
Life is good live it while you can.
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Joined: Jan 2012
Posts: 26,529 Likes: 3
Campfire Ranger
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Campfire Ranger
Joined: Jan 2012
Posts: 26,529 Likes: 3 |
DBuck, My post was more of a summary as it pertained to JM's post and what an employer/business needs produced to cover the cost of operating. Was simply showing that there is much more expense[per employee] than payroll/HC/pension etc Wasn't slamming anything or anyone. Have zero issue with Unions.
We paid 100% of employee only and 50% of family HC up until about 15 years ago, rates went out of site and we reduced our portion to 50% of employee only. There was no way that we could continue paying what we had prior and remain operating.
FJB & FJT
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Joined: Dec 2013
Posts: 44,466 Likes: 10
Campfire 'Bwana
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Campfire 'Bwana
Joined: Dec 2013
Posts: 44,466 Likes: 10 |
Pay $473 per month for 3 of us. Me, wife, youngest son. Oldest is on his own. Medical, dental, vision. $2500 max out of pocket. $400 per person deductible 90/10 bill coverage $35 copay for office visit 1 annual physical free
Not a small business, so 11,000 employees nation wide has some pull I reckon. Not a union shop. I am happy.
Clyde In this day, that's good insurance.
Slaves get what they need. Free men get what they want. Rehabilitation is way overrated. Orwell wasn't wrong. GOA member disappointed NRA member 24HCF SEARCH
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Joined: Aug 2004
Posts: 69,673 Likes: 20
Campfire Kahuna
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Campfire Kahuna
Joined: Aug 2004
Posts: 69,673 Likes: 20 |
Honk for Obama. He's the one who Commized health care. The govt. has taken over the entire health care industry. Period. End of story.
Molɔ̀ːn Labé Skýla!
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Joined: Jan 2012
Posts: 26,529 Likes: 3
Campfire Ranger
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Campfire Ranger
Joined: Jan 2012
Posts: 26,529 Likes: 3 |
Quote from DillonBuck: "It is interesting how these threads show the resentment some employers have for their employees. Bet that is the employees fault, and that you are a fair, kind and benevolent boss."
If directed at me then you are totally clueless.
Over 90% of our employees have stayed with us for 20+ years.This is over the 80+ years that we've operated. They are the companies most valuable asset and become family.
In my tenure as 'boss' we've had: One employee who's wife had major heart surgery not go well, the surgery was performed 150 miles away. She stayed there for nine months. The employee worked approximately 10 hours a week over that nine months[average], we paid him as if he were here full time along with benefits and helped with his living expense near the hosp. even though he requested a LOA.
Another elderly employee was diagnosed with lung cancer. His story is very similar to above except that it lasted 2 years up until he passed.
So if directed at me......
FJB & FJT
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Joined: Jun 2012
Posts: 17,101
Campfire Ranger
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Campfire Ranger
Joined: Jun 2012
Posts: 17,101 |
In a lot of states, if the employer doesn't offer employee family health insurance, the dependents are eligible for state health benefits.
Had a conversation with my brother last week about health insurance. He still lives near Amsterdam, retired, early 60's, pays his own health insurance (full premium, private market insurance). His premium is $950. Per YEAR.
Healthcare costs in this country are completely, utterly out of control. I'd like to blame the HCA, but that just made the problems worse, the whole sector was already rotten to the core before that. So move to Amsterdam. Why exactly is healthcare, as an American, so expensive? because Md's need Benz, their own airplanes and country club memberships and how dare we expect them to be accountable to their patients or the law
The government plans these shootings by targeting kids from kindergarten that the government thinks they can control with drugs until the appropriate time--DerbyDude
Whatever. Tell the oompa loompa's hey for me. [/quote]. LtPPowell
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Joined: Dec 2002
Posts: 25,937 Likes: 6
Campfire Ranger
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Campfire Ranger
Joined: Dec 2002
Posts: 25,937 Likes: 6 |
Don't you know, being a Dr is God given talent. Any so blessed are obligated to share that talent with the world.
For peanuts, eggs, and the occasional live chicken.
So I was told by an old man still working at 75 years, not because he loves to work. But because he can not support himself and his wife on Social Security alone. And neither has any savings, pensions, or other source of income.
People who choose to brew up their own storms bitch loudest about the rain.
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Joined: Sep 2014
Posts: 21,854 Likes: 4
Campfire Ranger
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OP
Campfire Ranger
Joined: Sep 2014
Posts: 21,854 Likes: 4 |
DBuck, My post was more of a summary as it pertained to JM's post and what an employer/business needs produced to cover the cost of operating. Was simply showing that there is much more expense[per employee] than payroll/HC/pension etc Wasn't slamming anything or anyone. Have zero issue with Unions.
We paid 100% of employee only and 50% of family HC up until about 15 years ago, rates went out of site and we reduced our portion to 50% of employee only. There was no way that we could continue paying what we had prior and remain operating. Gotcha. And you should have a few issues with unions. They dam sure aren't perfect, formed to right wrongs, they sure have committed their own wrongs. Past and present. I say that as an objective union member. But they aren't Satan, but they do give him money. On the other post. It was directed at you. Read too much into what you said, was wrong. My apologies.
Last edited by Dillonbuck; 09/23/22.
Parents who say they have good kids..Usually don't!
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