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Joined: Jan 2006
Posts: 5,741 Likes: 10
Campfire Tracker
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Campfire Tracker
Joined: Jan 2006
Posts: 5,741 Likes: 10 |
No one can say paying cash or financing is the best way to go unless you are the person buying the truck and are aware of any incentives. Five minutes with a calculator will tell you what is the best way to go.
To issue a blanket statement saying paying cash is costing the buyer money makes no sense.
My biggest fear is when I die my wife will sell my guns for what I told her they cost.
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Joined: Apr 2010
Posts: 14,771 Likes: 5
Campfire Outfitter
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Campfire Outfitter
Joined: Apr 2010
Posts: 14,771 Likes: 5 |
That $75,000.00 would have purchased 30 1956 Ford Fairlane 500 equipped with A/C!
Even birds know not to land downwind!
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Joined: Jun 2012
Posts: 4,591 Likes: 4
Campfire Tracker
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Campfire Tracker
Joined: Jun 2012
Posts: 4,591 Likes: 4 |
No one can say paying cash or financing is the best way to go unless you are the person buying the truck and are aware of any incentives. Five minutes with a calculator will tell you what is the best way to go.
To issue a blanket statement saying paying cash is costing the buyer money makes no sense. I didn't say that, I said people dont do the math....you have to do the math. Unless, its pocket change to ya
Last edited by killerv; 02/27/23.
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Joined: Jan 2007
Posts: 11,650 Likes: 10
Campfire Outfitter
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Campfire Outfitter
Joined: Jan 2007
Posts: 11,650 Likes: 10 |
Clown world inflation.... $75k for a truck is normal... next year it will be $100k Plenty of them at or over $100k right now. People bellyache about these high dollar trucks, price a premium bass boat with a 250 hp Merc on the back end. No problem dropping over $100k if you load it up. proving yet again people will spend money too much money on wants before needs.. many times people would be shocked how hard it is to get paid for jobs by people that appear to have lots of money..
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Joined: Oct 2012
Posts: 5,173 Likes: 7
Campfire Tracker
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Campfire Tracker
Joined: Oct 2012
Posts: 5,173 Likes: 7 |
I read that a little differently. GM has learned that the US consumer will pay as long as product is scarce.
They make a lot more money off 300,000 trucks at $75,000 than 400,000 trucks at $60,000.
So product will remain scarce. This right here... That is why the Jewish folks gravitate to jobs like Accounting... create your own shortages, to jack up prices... YEAH!!! LOL. Takes a Hebe to put that together, bastards. Big brain moves.
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Joined: Jun 2007
Posts: 24,724 Likes: 52
Campfire Ranger
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Campfire Ranger
Joined: Jun 2007
Posts: 24,724 Likes: 52 |
You can actually lose money doing this, people dont do the math. Cash isnt allows if ever the cheaper price on a new vehicle. Finance with them at a low rate, because your credit is good, take all the incentives/cash back offers because you did, pay it off over the next few months. Can save you thousands...but I guess that's not as cool as telling someone you paid cash. Meanwhile, you just dropped 75k in cash all at once, while leaving money on the table, on a depreciating asset...but to each his own. You haven’t been buying $75,000.00 trucks recently. There are no discounts on them for credit or any other reason. Right now you won’t lose anything buying a truck with cash… I dont entirely agree, I'm starting to see those incentive commercials again, plus that 75k truck was 55k 2-3 years ago. I'd say you are losing 20k right off the bat. It isn’t happening. The incentives are for the light 1500 size trucks. $75,000.00 trucks are 3/4 and 1 ton trucks..
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Joined: Jun 2012
Posts: 4,591 Likes: 4
Campfire Tracker
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Campfire Tracker
Joined: Jun 2012
Posts: 4,591 Likes: 4 |
You can actually lose money doing this, people dont do the math. Cash isnt allows if ever the cheaper price on a new vehicle. Finance with them at a low rate, because your credit is good, take all the incentives/cash back offers because you did, pay it off over the next few months. Can save you thousands...but I guess that's not as cool as telling someone you paid cash. Meanwhile, you just dropped 75k in cash all at once, while leaving money on the table, on a depreciating asset...but to each his own. You haven’t been buying $75,000.00 trucks recently. There are no discounts on them for credit or any other reason. Right now you won’t lose anything buying a truck with cash… I dont entirely agree, I'm starting to see those incentive commercials again, plus that 75k truck was 55k 2-3 years ago. I'd say you are losing 20k right off the bat. It isn’t happening. The incentives are for the light 1500 size trucks. $75,000.00 trucks are 3/4 and 1 ton trucks.. You havent priced a nicely equipped sierra 1500 lately. Plenty of half tons over the 75k mark these days. It's crazy.
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Joined: Aug 2003
Posts: 39,411 Likes: 67
Campfire 'Bwana
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Campfire 'Bwana
Joined: Aug 2003
Posts: 39,411 Likes: 67 |
You can actually lose money doing this, people dont do the math. Cash isnt allows if ever the cheaper price on a new vehicle. Finance with them at a low rate, because your credit is good, take all the incentives/cash back offers because you did, pay it off over the next few months. Can save you thousands...but I guess that's not as cool as telling someone you paid cash. Meanwhile, you just dropped 75k in cash all at once, while leaving money on the table, on a depreciating asset...but to each his own. You haven’t been buying $75,000.00 trucks recently. There are no discounts on them for credit or any other reason. Right now you won’t lose anything buying a truck with cash… I dont entirely agree, I'm starting to see those incentive commercials again, plus that 75k truck was 55k 2-3 years ago. I'd say you are losing 20k right off the bat. It isn’t happening. The incentives are for the light 1500 size trucks. $75,000.00 trucks are 3/4 and 1 ton trucks.. You havent priced a nicely equipped sierra 1500 lately. Plenty of half tons over the 75k mark these days. It's crazy. Closest I could get was 71k Local Dealer
Me
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Joined: Jan 2001
Posts: 14,360
Campfire Outfitter
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Campfire Outfitter
Joined: Jan 2001
Posts: 14,360 |
Paid $2,800 for my first new Ford Pick-up, back when I was making right at 12k a year, a factor of 4.29. For a $75,000 today I'd need to make close to 322,000 a year. Of course, it doesn't work that way because that doesn't take into account increased cost to manufacture, or all the current luxury's they refuse to build without today. If they would build one with just the basics, might be able to get it down to around 30k, but then no one would buy it.
Phil
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Joined: Mar 2013
Posts: 3,612 Likes: 2
Campfire Tracker
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Campfire Tracker
Joined: Mar 2013
Posts: 3,612 Likes: 2 |
We just got a fully loaded Dmax LTZ for work $68k. Still too much. Who is paying $90k for them?
My 06 Cummins has 90k on it and has long been paid for. I’ll keep it another 15 years thanks. New Duramax as in 2023 ? If so where? Thanks
Last edited by Dre; 02/27/23.
All of them do something better than the 30-06, but none of them do everything as well.
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Joined: Feb 2007
Posts: 11,834 Likes: 3
Campfire Outfitter
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Campfire Outfitter
Joined: Feb 2007
Posts: 11,834 Likes: 3 |
Paid $2,800 for my first new Ford Pick-up, back when I was making right at 12k a year, a factor of 4.29. For a $75,000 today I'd need to make close to 322,000 a year. Of course, it doesn't work that way because that doesn't take into account increased cost to manufacture, or all the current luxury's they refuse to build without today. If they would build one with just the basics, might be able to get it down to around 30k, but then no one would buy it.
Phil Phil, that’s a good point. Not many these days want a single cab, bench seat, four on the floor, or three on the tree, rubber coated chains to hold up the tail gate, AM push button radio, mechanical ignition key, 14” tires with painted hub caps, crank windows……..
NRA Patron
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Joined: Jul 2013
Posts: 1,130 Likes: 8
Campfire Regular
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Campfire Regular
Joined: Jul 2013
Posts: 1,130 Likes: 8 |
also a modern day pickup can last 2 to 3 longer than older ones.....bob
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Joined: Jun 2010
Posts: 14,024 Likes: 7
Campfire Outfitter
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Campfire Outfitter
Joined: Jun 2010
Posts: 14,024 Likes: 7 |
In a couple of years the repo man will be dragging them to the bank. not directed at you......people need to realize not everybody is a broke dick....a lot of people make good money. not everyone wants to drive something with 300,000 miles on it ...like its some badge of honor....bob Exactly
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Joined: Jun 2010
Posts: 14,024 Likes: 7
Campfire Outfitter
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Campfire Outfitter
Joined: Jun 2010
Posts: 14,024 Likes: 7 |
Paid $2,800 for my first new Ford Pick-up, back when I was making right at 12k a year, a factor of 4.29. For a $75,000 today I'd need to make close to 322,000 a year. Of course, it doesn't work that way because that doesn't take into account increased cost to manufacture, or all the current luxury's they refuse to build without today. If they would build one with just the basics, might be able to get it down to around 30k, but then no one would buy it.
Phil Phil, that’s a good point. Not many these days want a single cab, bench seat, four on the floor, or three on the tree, rubber coated chains to hold up the tail gate, AM push button radio, mechanical ignition key, 14” tires with painted hub caps, crank windows…….. Yup
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Joined: Oct 2013
Posts: 19,019 Likes: 13
Campfire Ranger
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Campfire Ranger
Joined: Oct 2013
Posts: 19,019 Likes: 13 |
You can actually lose money doing this, people dont do the math. Cash isnt allows if ever the cheaper price on a new vehicle. Finance with them at a low rate, because your credit is good, take all the incentives/cash back offers because you did, pay it off over the next few months. Can save you thousands...but I guess that's not as cool as telling someone you paid cash. Meanwhile, you just dropped 75k in cash all at once, while leaving money on the table, on a depreciating asset...but to each his own. You haven’t been buying $75,000.00 trucks recently. There are no discounts on them for credit or any other reason. Right now you won’t lose anything buying a truck with cash… I dont entirely agree, I'm starting to see those incentive commercials again, plus that 75k truck was 55k 2-3 years ago. I'd say you are losing 20k right off the bat. It isn’t happening. The incentives are for the light 1500 size trucks. $75,000.00 trucks are 3/4 and 1 ton trucks.. There are small ones on the 3500, didn't check on the 2500.
The last time that bear ate a lawyer he had the runs for 33 days!
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Joined: Sep 2017
Posts: 4,382
Campfire Tracker
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Campfire Tracker
Joined: Sep 2017
Posts: 4,382 |
I suppose my Platinum F-150 would list for that kind of a number today if I bought a new one, but I won’t because there isn’t a thing wrong with my 2010 up in the garage at the cottage. It goes to the dump, hunting and fishing and is basically a V-8 6,500# play thing. It was the local Ford dealership demo truck and they hung every available option known to Ford Motor Company on that truck. Okay, the half dozen color cup holder toggle options and the sunroof might be superfluous, but the ride, heated and cooled leather seats, premo radio speakers, longer box, power everything make it a whole lot better trip truck than any of my first bare bones trucks. And that 5.4 engine actually has some low end torque down in the rpm range where it should be. One of Edmunds best rated engines and no turbo required. The SUV’s get all the daily driving duty.
My other auto is a .45
The bitterness of poor quality is remembered long after the sweetness of low price has faded from memory
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Joined: Oct 2013
Posts: 19,019 Likes: 13
Campfire Ranger
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Campfire Ranger
Joined: Oct 2013
Posts: 19,019 Likes: 13 |
You can actually lose money doing this, people dont do the math. Cash isnt allows if ever the cheaper price on a new vehicle. Finance with them at a low rate, because your credit is good, take all the incentives/cash back offers because you did, pay it off over the next few months. Can save you thousands...but I guess that's not as cool as telling someone you paid cash. Meanwhile, you just dropped 75k in cash all at once, while leaving money on the table, on a depreciating asset...but to each his own. You haven’t been buying $75,000.00 trucks recently. There are no discounts on them for credit or any other reason. Right now you won’t lose anything buying a truck with cash… I dont entirely agree, I'm starting to see those incentive commercials again, plus that 75k truck was 55k 2-3 years ago. I'd say you are losing 20k right off the bat. It isn’t happening. The incentives are for the light 1500 size trucks. $75,000.00 trucks are 3/4 and 1 ton trucks.. Here's a dandy. https://www.cars.com/vehicledetail/d7d51d65-fccb-470d-9464-547855c7a929/
Last edited by 10gaugemag; 02/27/23.
The last time that bear ate a lawyer he had the runs for 33 days!
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Joined: Jul 2007
Posts: 24,679 Likes: 7
Campfire Ranger
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Campfire Ranger
Joined: Jul 2007
Posts: 24,679 Likes: 7 |
That $75,000.00 would have purchased 30 1956 Ford Fairlane 500 equipped with A/C! ![[Linked Image from i.imgur.com]](https://i.imgur.com/JOYoIch.gif)
![[Linked Image from i.imgur.com]](https://i.imgur.com/X0n16mr.png) WWP53D
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Joined: Jan 2005
Posts: 38,961 Likes: 17
Campfire 'Bwana
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Campfire 'Bwana
Joined: Jan 2005
Posts: 38,961 Likes: 17 |
$75,000? Where do you find them that cheap?
Not a real member - just an ordinary guy who appreciates being able to hang around and say something once in awhile.
Happily Trapped In the Past (Thanks, Joe)
Not only a less than minimally educated person, but stupid and out of touch as well.
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Joined: Jan 2005
Posts: 38,961 Likes: 17
Campfire 'Bwana
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Campfire 'Bwana
Joined: Jan 2005
Posts: 38,961 Likes: 17 |
Paid $2,800 for my first new Ford Pick-up, back when I was making right at 12k a year, a factor of 4.29. For a $75,000 today I'd need to make close to 322,000 a year. Of course, it doesn't work that way because that doesn't take into account increased cost to manufacture, or all the current luxury's they refuse to build without today. If they would build one with just the basics, might be able to get it down to around 30k, but then no one would buy it.
Phil Phil, that’s a good point. Not many these days want a single cab, bench seat, four on the floor, or three on the tree, rubber coated chains to hold up the tail gate, AM push button radio, mechanical ignition key, 14” tires with painted hub caps, crank windows…….. No, I disagree. I think that people would buy it. The automotive industry is the leader in building what they want to sell, not what people want.
Not a real member - just an ordinary guy who appreciates being able to hang around and say something once in awhile.
Happily Trapped In the Past (Thanks, Joe)
Not only a less than minimally educated person, but stupid and out of touch as well.
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