Home Forums Hunting & Shooting Hunter's Campfire Why is it so DAMN hard to get cash money out of the BANK!!

Last week I needed to get 10k out of Chase Bank, they look at you like you're crazy (debatable) All sorts of delays, then about 25 minutes later I get it.

It's never a problem or delay when I deposit a large sum...rant off

Just give me my money NOW DAMNIT! I hate banks.

......because nobody uses cash, soon they will just implant a chip in your temple and your balance will show up as a faint tattoo.

Well, of COURSE.. Similar to insurance companies - they'll take them premiums with the speed of an SR-71 but when you have a CLAIM you can figure the speed of frozen molasses oozing uphill getting the check..

LOL... Could it be part of the problem is that Chase is a large, "you're just a number" bank??

I deal only with my small-town bank where the people have known me for over 40 years... I can get bux inside of 2 minutes if I need it..

Dillinger never had much of a problem.

Swap to a Credit Union. You wont have that problem.

I think anything over $10,000 has to clear with the Federal Reserve. They probably had to call the Feds to get clearance to give you that much cash. Also, banks are required to keep a certain amount of cash in reserve, a percentage of what they show on paper.

Isn't there some threshold amount for cash movement where Federales get notified?

10k

Probably because unless you are rounding up, they reported you. Anytime you take $10k or more out of the bank, the report you to the Feds. Another result of the War on Drugs. It's not illegal and I have no idea what the Feds do with the info, but that's how it is. The bankers won't even talk to you about it. If you do other certain things I'm sure mandatory reporting is done as well. Stuff like a lot of big, but not $10k, withdrawls in a certain time period. Again, who knows as the bank employees supposedly can get in trouble for just telling people. Also they are supposed to report you anytime they have suspicions. I despise my bank and have told them how it is many times for stuff unrelated to this. Just imagine the potential for reporting somebody like me whom they don't like. So even keeping the withdrawls somewhat under $10k is not assurance you won't be reported. It's better than just withdrawing the 10 grand and insuring that you will be though.

But even leaving that out of it, what you say is absolutely true. The [bleep] have all sorts of rules like not giving you over a thousand at the drive up window after the rest of the bank is closed. Money not available yet after you just made a deposit. Etc. They sukk and swallow.

A few years back I was gonna open another account and I looked into it. I was gtg with all the info they'd said I needed and the money ready, etc. I go into the bank after having talked with the Vice President and some [bleep] teller informs me that I need my Social Security Card. [bleep], I didn't even know where it was as I got an old original cardboard one that isn't laminated. I got pretty hostile because her boss told me I didn't need that. The President was there and he backed her up. I checked around at other banks and they were lying or stupid. My vote is on lying. They agreed to let me start my account without giving them a copy of my card. I told them to stick their account up their ass because them lying to me wasn't a good way to begin a business relationship. MOFOS!

Were it not you and they handed out your money without any delay or questions how woud you feel then? 1/2 hour of my time is worth $10,000.00 of MY Money.

My credit union hasn't defined what they consider a large withdrawal, but they ask for 48 hour notice for large withdrawals so they can have cash on hand.

Even when withdrawing 5k...same hoops to jump thru.

I doubt it. I've dealt with small town banks and mostly they suck as hard as the big ones if not harder. As I said previously, I HATE my bank. Recently it just sold again so I figure things will get worse. Fortunately I've got a couple of other accounts in banks that appear to be nearly as worthless, so you can always go try another if one refuses to give you your own money because of some arbitrary rule they've made up to favor their own interests.

I've had that same problem at the drive thru too. PIA!

I had to sign a form, which included my SS number, when I asked to get $50 (FIFTY dollars) in Canadian money out of a local bank last year.

I guess the Feds think I'm going to upset the global currency exchanges by withdrawing 50 bucks in foreign money.

I can maybe see if it's a small town and CU,but this Chase is within 20 miles radius of 2 million people or so.

Seems logical that if the government reads your emails, listen in on all your calls, their most certainly going to keep track of your banking transactions.They used to ask me for a copy of my drivers license each time I withdrew over $5000. cash. Had enough told them they could keep one on file with grumpy ole bas-written on it. Advised them I wanted a copy of the bank presidents license each time I deposited money. They no longer ask! GW

It's because the banks aren't holding any money.... They gotta call around and scrounge the cash.

I think you're probably right.