I sell John Deere for a living.I would look at a 3032 or 3038.On the 32 you should be able to get one with a loader for right at 20k.Deere has 0% financing and the tractor comes with a 6 year powertrain warranty.I sell a ton of this model and they are hard to beat for the money.
I bought a JD 3032E with hydro static drive, FEL, and Frontier brush cutter brand new in May for $18,500. I use it for discing firebreak, knocking down brush in the thicker areas of planted pines and mowing a pecan orchard. 80 hours of use and love it.
