You do not know until you ask.

I went to northern Arizona and looked at a piece of property.
They were going for around $40,000 per parcel.
When I told the Real estate agent I had $20,000 CASH.
That was all it took. Signed the papers on the hood of his truck and never looked back.

$20,000 equity the second I signed.

Go for it the only thing they can say is yes or no.