Is a genuine ripoff! So there!
I drive a 2007 Durango that has 200,000 miles on it and has survived two major hailstorms so I just carry PL/PD on it. O, the first hailstorm paid me 7500.00 so being as I think all those dimples look good, I blew it.
So, the 'rip-off' insurance company paid you $7,500 for cosmetic damage to your truck? Sound's good to me. By the way, the hail dimples on your truck will get you better gas mileage and make it drive straighter, just like the dimples on a golf ball, lol.
In full disclosure, I'm an insurance broker and represent about 13 carriers.
If you are unhappy with your rates/coverage/customer service, by all means, shop around.I've seen differences of thousands of dollars between companies, for the same risk.
Your buying car insurance for the guy you hit and injure/damage, just like buying life insurance is for the loved ones you leave behind when you die.