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Joined: Jan 2013
Posts: 2,520
Campfire Regular
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OP
Campfire Regular
Joined: Jan 2013
Posts: 2,520 |
Anyone have any recent experiences dealing with getting homeowners insurance with reloading supplies in the home? After googling it i see answers ranging from no way,to a 7lb limit on powder, to not a problem.
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Joined: Aug 2003
Posts: 39,411 Likes: 66
Campfire 'Bwana
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Campfire 'Bwana
Joined: Aug 2003
Posts: 39,411 Likes: 66 |
How does the insurance company know you have it?
Me
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Joined: Mar 2010
Posts: 12,159 Likes: 59
Campfire Outfitter
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Campfire Outfitter
Joined: Mar 2010
Posts: 12,159 Likes: 59 |
How does the insurance company know you have it? This. Its none of their damn business and why would anyone disclose that info?
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Joined: Jun 2002
Posts: 132,038 Likes: 64
Campfire Sage
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Campfire Sage
Joined: Jun 2002
Posts: 132,038 Likes: 64 |
How does the insurance company know you have it? They send snoops who take pictures of every room in your home.
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Joined: Aug 2003
Posts: 39,411 Likes: 66
Campfire 'Bwana
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Campfire 'Bwana
Joined: Aug 2003
Posts: 39,411 Likes: 66 |
How does the insurance company know you have it? They send snoops who take pictures of every room in your home. Never happened to me or anyone I know.
Me
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Joined: Mar 2010
Posts: 12,159 Likes: 59
Campfire Outfitter
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Campfire Outfitter
Joined: Mar 2010
Posts: 12,159 Likes: 59 |
How does the insurance company know you have it? They send snoops who take pictures of every room in your home. I have switched home owners insurance numerous times and that has never happened one time. We just switched again. Only thing they looked at was the outside. Never inside! Find new insurance company
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Joined: Oct 2013
Posts: 18,978 Likes: 6
Campfire Ranger
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Campfire Ranger
Joined: Oct 2013
Posts: 18,978 Likes: 6 |
How does the insurance company know you have it? They send snoops who take pictures of every room in your home. Never happened to me or anyone I know. Same. They have looked at the exterior of my house 1 time in the last 27 years.
The last time that bear ate a lawyer he had the runs for 33 days!
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Joined: Jun 2002
Posts: 132,038 Likes: 64
Campfire Sage
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Campfire Sage
Joined: Jun 2002
Posts: 132,038 Likes: 64 |
How does the insurance company know you have it? They send snoops who take pictures of every room in your home. Never happened to me or anyone I know. Twice for me. I hate that crap. Didn't know I had a choice if I wanted a policy.
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Joined: Sep 2003
Posts: 23,564 Likes: 22
Campfire Ranger
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Campfire Ranger
Joined: Sep 2003
Posts: 23,564 Likes: 22 |
How does the insurance company know you have it? They send snoops who take pictures of every room in your home. Never happened to me or anyone I know. Twice for me. I hate that crap. Didn't know I had a choice if I wanted a policy. What??
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Joined: Feb 2007
Posts: 876 Likes: 1
Campfire Regular
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Campfire Regular
Joined: Feb 2007
Posts: 876 Likes: 1 |
They do a walk around the outside and check the roof every couple years, my man told me last week they never come into the house unless there is a claim filed.
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Joined: Jan 2013
Posts: 2,520
Campfire Regular
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OP
Campfire Regular
Joined: Jan 2013
Posts: 2,520 |
So i guess their going to send an appraiser out, and i just assumed they would come inside?
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Joined: Jun 2004
Posts: 34,361 Likes: 10
Campfire 'Bwana
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Campfire 'Bwana
Joined: Jun 2004
Posts: 34,361 Likes: 10 |
I have never been asked just like I have never been asked if I have gas cans and solvents in my garage
I have been asked about firearms and jewelry wanted to sell me an additional policy
Give a man a fish and he eats for a day. Give a man a welfare check, a forty ounce malt liquor, a crack pipe, an Obama phone, free health insurance. and some Air Jordan's and he votes Democrat for a lifetime.
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Joined: Jun 2002
Posts: 132,038 Likes: 64
Campfire Sage
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Campfire Sage
Joined: Jun 2002
Posts: 132,038 Likes: 64 |
They do a walk around the outside and check the roof every couple years, my man told me last week they never come into the house unless there is a claim filed. Damn! Next time they want inside, I'm going to tell them what they can do.
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Joined: Dec 2013
Posts: 44,816 Likes: 28
Campfire 'Bwana
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Campfire 'Bwana
Joined: Dec 2013
Posts: 44,816 Likes: 28 |
How does the insurance company know you have it? This. Its none of their damn business and why would anyone disclose that info? Because they're a dumbass.
Slaves get what they need. Free men get what they want. Rehabilitation is way overrated. Orwell wasn't wrong. GOA member disappointed NRA member 24HCF SEARCH
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Joined: Dec 2013
Posts: 44,816 Likes: 28
Campfire 'Bwana
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Campfire 'Bwana
Joined: Dec 2013
Posts: 44,816 Likes: 28 |
So i guess their going to send an appraiser out, and i just assumed they would come inside? Don't be your own enemy. Geez.
Slaves get what they need. Free men get what they want. Rehabilitation is way overrated. Orwell wasn't wrong. GOA member disappointed NRA member 24HCF SEARCH
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Joined: Nov 2008
Posts: 8,722 Likes: 6
Campfire Outfitter
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Campfire Outfitter
Joined: Nov 2008
Posts: 8,722 Likes: 6 |
How does the insurance company know you have it? They send snoops who take pictures of every room in your home. You bet cha. It will depend on the company and state. My agent toured the home and had no concerns as I was under the State Fire Marshal’s recommendation.
Swifty
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Joined: Aug 2003
Posts: 39,411 Likes: 66
Campfire 'Bwana
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Campfire 'Bwana
Joined: Aug 2003
Posts: 39,411 Likes: 66 |
I get driving by to check the roof, trees, power lines, fire hydrants, swimming pools etc. You're not getting inside. Over my dead body.
Me
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Joined: Jan 2001
Posts: 59,184 Likes: 3
Campfire Kahuna
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Campfire Kahuna
Joined: Jan 2001
Posts: 59,184 Likes: 3 |
How does the insurance company know you have it? This. Its none of their damn business and why would anyone disclose that info? In spades.....
Ex- USN (SS) '66-'69 Pro-Constitution. LET'S GO BRANDON!!!
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Joined: May 2002
Posts: 10,656 Likes: 4
Campfire Outfitter
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Campfire Outfitter
Joined: May 2002
Posts: 10,656 Likes: 4 |
Until you have a major claim: fire, tornado. Then the contract, fine print, will take over.
Stupidity has its way, while its cousin, evil, runs rampant.
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Joined: Jan 2013
Posts: 2,520
Campfire Regular
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OP
Campfire Regular
Joined: Jan 2013
Posts: 2,520 |
So i guess their going to send an appraiser out, and i just assumed they would come inside? Don't be your own enemy. Geez. WTF is that supposed to mean? I haven't told anyone schit. If they plan on touring the home, then they're going to see it. I'm simply asking people who have dealt with it somewhat recently how it was handled.
Last edited by grovey; 04/29/24.
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