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Homeowners insurance and reloading #19418060 04/29/24 Joined: Jan 2013 Posts: 2,520 Pa grovey OP Campfire Regular OP grovey Campfire Regular Joined: Jan 2013 Posts: 2,520 Pa Anyone have any recent experiences dealing with getting homeowners insurance with reloading supplies in the home? After googling it i see answers ranging from no way,to a 7lb limit on powder, to not a problem.

Re: Homeowners insurance and reloading grovey #19418061 04/29/24 Joined: Aug 2003 Posts: 39,411 Likes: 66 Flyover Country Teal Campfire 'Bwana Teal Campfire 'Bwana Joined: Aug 2003 Posts: 39,411 Likes: 66 Flyover Country How does the insurance company know you have it? Me

Re: Homeowners insurance and reloading Teal #19418065 04/29/24 Joined: Mar 2010 Posts: 12,166 Likes: 60 mountains of central PA gunchamp Campfire Outfitter gunchamp Campfire Outfitter Joined: Mar 2010 Posts: 12,166 Likes: 60 mountains of central PA Originally Posted by Teal How does the insurance company know you have it? This. Its none of their damn business and why would anyone disclose that info?

Re: Homeowners insurance and reloading Teal #19418068 04/29/24 Joined: Jun 2002 Posts: 132,044 Likes: 65 USA T The_Real_Hawkeye Campfire Sage The_Real_Hawkeye Campfire Sage T Joined: Jun 2002 Posts: 132,044 Likes: 65 USA Originally Posted by Teal How does the insurance company know you have it? They send snoops who take pictures of every room in your home.

Re: Homeowners insurance and reloading The_Real_Hawkeye #19418071 04/29/24 Joined: Aug 2003 Posts: 39,411 Likes: 66 Flyover Country Teal Campfire 'Bwana Teal Campfire 'Bwana Joined: Aug 2003 Posts: 39,411 Likes: 66 Flyover Country Originally Posted by The_Real_Hawkeye Originally Posted by Teal How does the insurance company know you have it? They send snoops who take pictures of every room in your home. Never happened to me or anyone I know. Me

Re: Homeowners insurance and reloading The_Real_Hawkeye #19418076 04/29/24 Joined: Mar 2010 Posts: 12,166 Likes: 60 mountains of central PA gunchamp Campfire Outfitter gunchamp Campfire Outfitter Joined: Mar 2010 Posts: 12,166 Likes: 60 mountains of central PA Originally Posted by The_Real_Hawkeye Originally Posted by Teal How does the insurance company know you have it? They send snoops who take pictures of every room in your home. I have switched home owners insurance numerous times and that has never happened one time. We just switched again. Only thing they looked at was the outside. Never inside! Find new insurance company

Re: Homeowners insurance and reloading Teal #19418079 04/29/24 Joined: Oct 2013 Posts: 18,980 Likes: 6 Missouri 1 10gaugemag Campfire Ranger 10gaugemag Campfire Ranger 1 Joined: Oct 2013 Posts: 18,980 Likes: 6 Missouri Originally Posted by Teal Originally Posted by The_Real_Hawkeye Originally Posted by Teal How does the insurance company know you have it? They send snoops who take pictures of every room in your home. Never happened to me or anyone I know. Same. They have looked at the exterior of my house 1 time in the last 27 years. The last time that bear ate a lawyer he had the runs for 33 days!

Re: Homeowners insurance and reloading Teal #19418081 04/29/24 Joined: Jun 2002 Posts: 132,044 Likes: 65 USA T The_Real_Hawkeye Campfire Sage The_Real_Hawkeye Campfire Sage T Joined: Jun 2002 Posts: 132,044 Likes: 65 USA Originally Posted by Teal Originally Posted by The_Real_Hawkeye Originally Posted by Teal How does the insurance company know you have it? They send snoops who take pictures of every room in your home. Never happened to me or anyone I know. Twice for me. I hate that crap. Didn't know I had a choice if I wanted a policy.

Re: Homeowners insurance and reloading The_Real_Hawkeye #19418085 04/29/24 Joined: Sep 2003 Posts: 23,567 Likes: 22 C Calvin Campfire Ranger Calvin Campfire Ranger C Joined: Sep 2003 Posts: 23,567 Likes: 22 Originally Posted by The_Real_Hawkeye Originally Posted by Teal Originally Posted by The_Real_Hawkeye Originally Posted by Teal How does the insurance company know you have it? They send snoops who take pictures of every room in your home. Never happened to me or anyone I know. Twice for me. I hate that crap. Didn't know I had a choice if I wanted a policy. What??

Re: Homeowners insurance and reloading Teal #19418087 04/29/24 Joined: Feb 2007 Posts: 880 Likes: 1 NW Louisiana D DouginLa Campfire Regular DouginLa Campfire Regular D Joined: Feb 2007 Posts: 880 Likes: 1 NW Louisiana They do a walk around the outside and check the roof every couple years, my man told me last week they never come into the house unless there is a claim filed.

Re: Homeowners insurance and reloading grovey #19418089 04/29/24 Joined: Jan 2013 Posts: 2,520 Pa grovey OP Campfire Regular OP grovey Campfire Regular Joined: Jan 2013 Posts: 2,520 Pa So i guess their going to send an appraiser out, and i just assumed they would come inside?

Re: Homeowners insurance and reloading grovey #19418098 04/29/24 Joined: Jun 2004 Posts: 34,361 Likes: 10 MN S steve4102 Campfire 'Bwana steve4102 Campfire 'Bwana S Joined: Jun 2004 Posts: 34,361 Likes: 10 MN I have never been asked just like I have never been asked if I have gas cans and solvents in my garage I have been asked about firearms and jewelry wanted to sell me an additional policy Give a man a fish and he eats for a day. Give a man a welfare check, a forty ounce malt liquor, a crack pipe, an Obama phone, free health insurance. and some Air Jordan's and he votes Democrat for a lifetime.

Re: Homeowners insurance and reloading DouginLa #19418112 04/29/24 Joined: Jun 2002 Posts: 132,044 Likes: 65 USA T The_Real_Hawkeye Campfire Sage The_Real_Hawkeye Campfire Sage T Joined: Jun 2002 Posts: 132,044 Likes: 65 USA Originally Posted by DouginLa They do a walk around the outside and check the roof every couple years, my man told me last week they never come into the house unless there is a claim filed. Damn! Next time they want inside, I'm going to tell them what they can do.

Re: Homeowners insurance and reloading gunchamp #19418114 04/29/24 Joined: Dec 2013 Posts: 44,821 Likes: 28 south of south local_dirt Campfire 'Bwana local_dirt Campfire 'Bwana Joined: Dec 2013 Posts: 44,821 Likes: 28 south of south Originally Posted by gunchamp Originally Posted by Teal How does the insurance company know you have it? This. Its none of their damn business and why would anyone disclose that info? Because they're a dumbass. Slaves get what they need. Free men get what they want. Rehabilitation is way overrated. Orwell wasn't wrong. GOA member disappointed NRA member 24HCF SEARCH

Re: Homeowners insurance and reloading grovey #19418118 04/29/24 Joined: Dec 2013 Posts: 44,821 Likes: 28 south of south local_dirt Campfire 'Bwana local_dirt Campfire 'Bwana Joined: Dec 2013 Posts: 44,821 Likes: 28 south of south Originally Posted by grovey So i guess their going to send an appraiser out, and i just assumed they would come inside? Don't be your own enemy. Geez. Slaves get what they need. Free men get what they want. Rehabilitation is way overrated. Orwell wasn't wrong. GOA member disappointed NRA member 24HCF SEARCH

Re: Homeowners insurance and reloading The_Real_Hawkeye #19418121 04/29/24 Joined: Nov 2008 Posts: 8,722 Likes: 6 Nebr Swifty52 Campfire Outfitter Swifty52 Campfire Outfitter Joined: Nov 2008 Posts: 8,722 Likes: 6 Nebr Originally Posted by The_Real_Hawkeye Originally Posted by Teal How does the insurance company know you have it? They send snoops who take pictures of every room in your home. You bet cha. It will depend on the company and state. My agent toured the home and had no concerns as I was under the State Fire Marshal’s recommendation. Swifty

Re: Homeowners insurance and reloading grovey #19418153 04/29/24 Joined: Aug 2003 Posts: 39,411 Likes: 66 Flyover Country Teal Campfire 'Bwana Teal Campfire 'Bwana Joined: Aug 2003 Posts: 39,411 Likes: 66 Flyover Country I get driving by to check the roof, trees, power lines, fire hydrants, swimming pools etc. You're not getting inside. Over my dead body. Me

Re: Homeowners insurance and reloading gunchamp #19418159 04/29/24 Joined: Jan 2001 Posts: 59,187 Likes: 3 WI. R Redneck Campfire Kahuna Redneck Campfire Kahuna R Joined: Jan 2001 Posts: 59,187 Likes: 3 WI. Originally Posted by gunchamp Originally Posted by Teal How does the insurance company know you have it? This. Its none of their damn business and why would anyone disclose that info? In spades..... Ex- USN (SS) '66-'69 Pro-Constitution. LET'S GO BRANDON!!!

Re: Homeowners insurance and reloading Teal #19418166 04/29/24 Joined: May 2002 Posts: 10,656 Likes: 4 P Paul39 Campfire Outfitter Paul39 Campfire Outfitter P Joined: May 2002 Posts: 10,656 Likes: 4 Until you have a major claim: fire, tornado. Then the contract, fine print, will take over. Stupidity has its way, while its cousin, evil, runs rampant.

Re: Homeowners insurance and reloading local_dirt #19418173 04/29/24 Joined: Jan 2013 Posts: 2,520 Pa grovey OP Campfire Regular OP grovey Campfire Regular Joined: Jan 2013 Posts: 2,520 Pa Originally Posted by local_dirt Originally Posted by grovey So i guess their going to send an appraiser out, and i just assumed they would come inside? Don't be your own enemy. Geez. WTF is that supposed to mean? I haven't told anyone schit. If they plan on touring the home, then they're going to see it. I'm simply asking people who have dealt with it somewhat recently how it was handled. Last edited by grovey; 04/29/24.