Home Forums Hunting & Shooting Hunter's Campfire A small child dumped my bike... at daycare.

I think the parents of a certain little bastage need to be cutting Northern Dave a check.

woke up before my alarm went off this morning... i'm not feeling any better about the whole deal today...

crap.

Dave, if the parents have homeowners insurance it should pay for the damages under the liability portion.

Well, check your insurance - find out a deductible, then send a bill to the kids parents for anything out of pocket.. You have witnesses, after all.

Sorry about the damage, Dave... Any time there's little kids around me I watch 'em like a hawk - especially if the parents aren't..

it didn't happen at the parents house, it happened at the daycare. Kid was a daycare kid.

I dunno what to do.. this is going to be very expensive. The bike was/is for sale but my listing that said "flawless" is no longer true.

I just went from "flawless" to "easy fixer upper"

That sucks, Dave!
Hope you can get it sorted out.

Would the Daycare's insurance cover it. They should be responsible for the kid's actions while they are under there care, shouldn't they? A nice, calm talk with the guy who saw it (AND tried to stop it, unsuccessfully) might get you some resolution. That seems like a big $ hit for you to take. Good Luck!

What did the father say. I couldnt just say sorry bout the bike and walk away. I would have offered to handle it the best way possible. Pay the deductable mow your yard or somethin.

That's too bad..I blame he parents. I'm in and out of Retail stores all the country and see unbelievable behaviour from kids and the lack of concern from their "Guardians". They turn them loose,expecting the employees to baby-sit and clean up after them. Food stores get hit bad as well as the malls...Geezz
Sorry 'bout your bike,man..I'd push somebody to pay up!!

parents havent contacted us yet.

they know about it, I doubt they know the whole story. the kid was a pro. jumped back after the bike dumped & pointed at my 30# 5 year old as if he somehow did it.

I know what happened.

my boy told me the other kid was up on the bike, sitting on it then he "jumped off"

the bike was parked with the bars turned left, like everybody parks there bikes. well when it landed on it's right side it landed with the bars turned all the way to the right which sent the throttle controls into the tank causing the dents in the tank. The forks didn't flop from left lock to right lock as it went over.. the kid was on it, grabbed the bars & turned them to the right lock which brought the bikes center of gravity more in favor of the right side, then when he jumped off the seat to the left side it was just enough to send the bike over.

Dave, my insurance knowledge is a little rusty, but I don't think it has to occur on the homeowners property. For instance: if a child is playing baseball at a neighbors and breaks a window, the childs parents homeowners would cover it.

Any lawyers or claims adjusters feel free to jump in.

First things first ... once an item is listed for sale, said item is left alone to avoid such accidents (as is the case with your bike right now) ... but I'm sure you've learned that lesson.

Next, regardless of the "accidental nature" of the event, the kid and his parents are responsible for the damage, and I'd be making every effort to ensure they pay every cent so that I don't have to go to my insurance company for anything - simply because that can only hurt your rates, not help.

Likewise, you may very well lose money on the sale of your bike since it's had to have extensive repair work, even if it is just cosmetic ... that's something I'd at least discuss with the parents of the kid who dumped the bike. You should (IMHO) consider the fact that you should have never been on the bike in the first place once it was listed for sale ... but then again it should have never been dumped if the kid would have left it alone.

good luck with it ... hope the parents of the kid who dumped your bike have some integrity and step up to the plate ...

WGM, although hard to live with, I have considered everything you've just said previous to reading your post. And I agree, i do regret riding the bike while it's listed for sale.

Like every problem, there are a thousand "what if's"

and of course i do regret bringing the bike there around all those kids.

But what do you do? what do you limit yourself to then? Oh I can't perk it here or there or there because this or that might happen.

There's really nothing I can do, it's done & I have to try to move forward in a way that will get my bike back in shape & hopefully not start a feud between families either.

Go change the add in Craig's list? and look hard for a silver lining. All dark clouds have one
Be grateful that it not fall on the kid.

g

Contact your insurance company, let them sort it out as someone is liable.

Dave,

I like your perspective, chit happens. Frustrating sometimes, but I'd just be glad the damned thing didn't fall on the kid. It woulda suddenly been all your fault. I'd let it play out for the rest of the day and see what the daycare or parents say. If they don't come thru of their own accord, I'd probably chalk it up to one of those life sucks sometimes moments.

yep... lady luck giveth & murphy taketh away...

so goes it, round & round the world spins...

nobody got hurt.

I'm very thankful for that, it was my actual concern when I told the kid he couldn't play on or around the bike. All I was thinking is that he might burn himself on the hot pipes like I've done myself.

Never crossed my mind that a kid could topple it, the idea never entered my mind.

If it twas me, although for the most part I don't believe in abortion, I think that exceptions should sometimes be made retroactively. Parents are responsible for their kids no matter where they are. Hit up the parents. Hard.

Parents are the most responsible party Dave, then the Daycare. I would definitely be getting ahold of my insurance company. Les

I agree with Les-other than I'm not sure who is more responsible, the parents or the daycare. The parents are paying the daycare a lot of money to watch the kids. The daycare is responsible for the actions of the kid while they are there. Becomes a gray line, but either way, the parents or the daycare need to be the ones paying for this.

Sounds like the day care doesn't watch the kids like they are payed to do. Day Care is responsible for your damages.