Seafire,
It may be the smoke has simply been the "straw that broke the camel's back" regarding your lungs and made you aware of a growing respiratory problem.
I would definitely look into checking your house for mold -- it is DAMN serious, and often not diagnosed nearly soon enough!
To ensure that you don't get a mold-removal company trying to sell you something you may not need, ask your insurance company for a few recommendations for a few good companies.
Your insurance company will have lots of experience for this common householder policy problem and they want your house fixed up properly the first time to save them money (if your house needs it, that is).
John
