Beretta A350 Outlander would give you less recoil, lower price, same quality as the Benelli. You can get it in a turkey version with 24" camo barrel.

The Stoeger is not any worse recoil-wise than the Affinity, but it is of lower fit/finish quality. Both are going to kick with 3.5" shells. The SBEIII will feel nice than either in the recoil dept.

If you're going to spend big money, you'd be better off with the Remington VersaMax, in a Tactical version 22". That will be by far your lightest recoiling shotgun, and waterfowlers have proven them now with the bugs worked out.

The Remington Tactical and the Beretta Turkey are the only two I would consider at all if you are going with 3.5" ammo. Buy the one that you can afford and a good choke, and you'll be all set.