I hate Capitol One - don’t know why, I just do..
I know why I do - they suspended my account multiple times while I was stationed in Europe - with no warning - and the amount didn't seem matter when triggered.
Can't tell you how many times I was checking out of an inn, a guasthauf, or the worst - Disneyland Paris - and "your card has been declined" - WTF???
Would have to call them direct, talk through two-three levels of fraud protection, then wait anywhere from minutes to hours for the card to re-activated.
We'd go through the whole military living overseas drill , from this month/year to this month/year with the account manager - "No problem sir, we'll note the account - this won't happen again." (I believed them the first two times)
What's in your wallet? Not Capital One anymore....