So the plan is this...

Pay off the house, pay off the renovations by age 70. If she's back, and reliable, a regular mom/grandmother an all that, I will have the option of taking a reduced retirement so she gets it for life after I pass, the point being whatever her situation will be the son and grandkid are all better set up if she has a bigger income stream. I know she's still paying into her 401k too because it still draws from what used to be our joint account.

At that point all the kid will need me for is to cosign for loans.

I move to Ghana and start a family just to pi$$ of Bristoe.


"...if the gentlemen of Virginia shall send us a dozen of their sons, we would take great care in their education, instruct them in all we know, and make men of them." Canasatego 1744