I have been retired for 6 years, and my wife just retired. A long time ago we learned to live within our means and after raising three kids, we are debt free!
We own new or nearly new vehicles (paid for), and the same house we have had for 40+ years (paid for), and now have money to travel and live as good or better than we did while working.
I think because we both grew up in middle income families, we didn't get the feeling we could live beyond our means and never did get in debt.
When you watch friends you grew up with go broke and die poor, you kind of catch on.
We may have had to do without some of the finer thing in life, now we can basically live the good life and we are!
It's a good feeling!
Last edited by kennymauser; 08/22/19. Reason: none
