Bummer, you typically own it from the street valve to your house.
You can buy “insurance” that’s about 75 bucks a year that will replace it in some places - but that’s generally before a leak.
The last 2-3 feed from the house is where movement screws with pipes / sewer lines... but if it’s gone, typically it needs to be replaced up to the street meter / valve.
Typical Homeowners' insurance covers from the property line to the house. Again, a savvy public adjuster can tell you for sure after inspecting your policy's Dec page.
That said, here in FL, insurance companies are trying to wrest that from their coverage liability.
is rerouting a new line from the street an option? one that doesn't go under the porch?
This is how I solved the problem at one property AFTER getting paid by the insurance company.
