On the theory that the stress riser extends slightly beyond the visible crack, drill slightly ahead of the crack and let the crack run into it. Experience tells me this is a prudent approach.

Hole size isn't critical - the stress concentrated at the tiny point that is the end of a crack gets distributed around the circumference of the hole.


The key elements in human thinking are not numbers but labels of fuzzy sets. -- L. Zadeh

Which explains a lot.