All excellent advice--but another reason for having some clearance under recoil lug is just in case some little particle down in the lug recess interferes with the front of the action "seating" all the way. This may seem nit-picky, but when traveling on hunts I've been taking the stocks off and using a take-down case for many years, which is a hell of lot handier than the typical full-length case, especially in Super Cubs and the smaller vehicles often used in Europe. It's easier to put the stock back on correctly with recoil-lug clearance.
Have actually run into quite a few custom rifles where the recoil lug bottomed out on the bedding.
