An interesting topic for me.

I have been IT since 1980 (before we called it IT). I have done well salary-wise but was married to a woman that controlled the check book and spent it all (my fault for letting it happen) and for the last 12 years have been paying nearly 40% of that ex-wife (long sad story). She passed away last month so my take home income has increased significantly. In the meantime my work has slowed down. I have a reasonable suspicion that I am been set up to be laid off in favor of younger less well paid folks. I can't be certain that is happening and my employer says "don't worry about it. Your work will pick after the Covid hysteria has passed." My customers have put most of their 'project work' on hold until then.

So I have been paying off all my debt as fast as possible. My only splurges so far are 2 new pairs of jeans and I paid a guy to tile my backslash. Once my debt has paid off in 1 or 2 more months I will start buying gold or silver I think. If I keep my job I will fully fund the 401k. Maybe buy a small piece of land as a bug out destination. So at 64+ years old I am hoping I can debt free before they lay me off. If I get laid off I may be able to do the same work (Healthcare IT Project Management) as a contractor but who really knows.

I have always been terrible with money. Time to get smarter and make the most of the opportunity I have been given.

But then there is the election... could change everything.


"Socialism produces bad music, bad art, social stagnation and really unhappy people", “I am a conservative, and you may not like that, but I am.” Frank Zappa 1986