If it wasn't available, where would poor folks with [bleep] credit go to get some $$? Would you lend to someone with [bleep] credit and no collateral without charging an inordinately large interest rate? Any idea the cost of the defaults on loans like these? The better credit you have, the better terms you get on any loan.
It's a necessary service provided to willing borrowers.
Free choice and capitalism at work.
Anybody bitching about pawn brokers?

I have no issue with it. You put yourself into a position where your only choice is using one of these services, then you've made some stupid mistakes.

Last edited by jackmountain; 09/09/20.