Ok having been thru a fire once unfortunately the mayor is partly right. Our house debris in 94' had to be hand sorted into three piles and handled differently and sent to different dumps by EPA regulations. That was over $25K then. Now Minnesotal business owners are discovering that the debris removal is running well over $100K and up to $300K and insurance policy limit for that is normally the same $25K from years ago. Most people are grossly underinsured for fire in the first place and many agents do not even understand how the policy clauses work.
