We live out in the country with few near neighbors. Very little lending goes on as everyone generally has what they need, or they go buy it. I do loan my bulldozer to the one neighbor that I can walk it to, but I always run it. It is more common to give a helping hand to neighbors. I helped a couple move in and he helped me move (and rewire) a transformer. One neighbor (an elderly widow) asked if I would come down and use her tractor and tiller to till up her large garden. I told her that I preferred to use my tractor. When I finished she suggested that I take her tiller to our place on the understanding that if she needed her garden worked on I'd bring it down. It has worked well for 6 years. Good neighbors are a treasure and we always want to help if we can.