On 401Ks and taxes, the government will start slowly and gently by first lowering the age for withdrawals and no penalty, many folks will jump right on that for accessible cash.

Then they’ll move to increase the withdrawal factor to raise your tax base and expedite depletion of the balances .

Then they’ll start removing some of the beneficial options on taking social security.

There’s many ways to do it over time without a direct frontal assault on the retirement accounts and get the desired effect.

The degree of my privacy is no business of yours.

What we've learned from history is that we haven't learned from it.