Started a 401 at 21.
It got converted to an IRA and I started another at 29.
Wife has a plan also.
The people I work with on both say we are doing great.
Hmmmm? Compared to all those people who can't find
$400 cash? Or, able to live as good or better than when we retire?


I'm not worried though.

I gots a union plan.
About 15 years ago it was good for almost $40/month/year service.
Now, I'm adding $17 or 19 per year.
Good times.
At 51, by the time I retire I will have to send money to the pension plan
every month.

No biggie.

From day one I knew that wasn't something to count on.


Parents who say they have good kids..Usually don't!