Mid 30's before birthing, and glad we did it that way. Few if any worries and for sure no financial struggles at all. Only change I noticed as a parent was I took fewer risks.
I was largely the same. My parents got a really early start on life so I was determined to go the opposite direction. Had my first at 35 and I'm glad I waited. Parenting is easier when you have less too worry about, including money, I think the added patience and understanding of being older helped a lot too. There are some downsides, like when i went to pick up my younger one from kindergarten and another kid told him his grandpa was there.
