There is hardly a doubt there is a bear coming. I have been getting ready for a few months now. I took out about 16K out of the S&P 500 cause it is so off balance towards tech stocks. Today I put a bunch of it in utilities, ( WEC & FUTY) FUTY is Fidelity utilities ETF. I have been buying food, like Kellogs, General Mills, Archer Daniel Midland and Smuckers Jelly. We will eat and heat our homes . Today I also bought a more conservative high yield ETF ( SPYD). It has a lot of real estate , energy and banks. I figure we will eat, heat our homes and need a place to eat and go to the bank. I almost always loose about half of what the market does on real bad days and corrections. The bear last year was every bit as bad for " conservative stocks as the tech stocks, but that was a first for me.
What do I do with 401k stocks? There are only around 30 different mutual funds/portfolios I have to play with.
