Kraken Bank is a wholly owned subsidiary of the Kraken exchange people. But, from what I see from looking online, U.S. customers can't fund an account by using a standard ACH transaction. You have to do a wire transfer (my main bank screwed up a big one last year, so, no thanks) or using some other services I don't have. Why is all of this so difficult? jeez.
Add in the fact that some of the proceses will fail if you're using a VPN.
