Mrs OMC has a Buck lightweight 110 with black handle scales and a black pocket clip that I put on for her, clipped to her right boot top, inside (she's a lefty) nobodies noticed yet and that clip keeps it in place. It's a simple lock system that's intuitive to folks that grew up in the "Buck knife" era.
When it's out of boot season, I think she stashes a SAK and some sort of survival card thingy in her purse. And her .380...