Originally Posted by FWP
Originally Posted by SandBilly
Originally Posted by Jim_Conrad
Originally Posted by WYcoyote
I have a Ranch Hand on my diesel Ram to keep deer from getting into the radiator.
I pull trailers a lot and your ability to steer or stop your way out of an animal collision is severely diminished..
If anything compromises your coolant system you are immediately a camper.


Never...ever ....try to maneuver away from a deer.


Scrub off some speed if you can....but stay centered in your lane.


Yep. Plus if you hit a deer it’s handled under comprehensive, if you swerve and miss the deer and hit something else it’s handled under collision.


I just hit one a few days ago. I called my insurance company, State Farm, who told me that if the deer hit me it was covered under comprehensive but since I hit the deer it was covered by collision. I guess the insurance companies have found another way to screw people.

My insurance is state farm too and that's BS. I don't have collision and they covered it under comprehensive. They already paid me $5800+ with more coming. I'd call back and get a different rep on the phone.

Last edited by bbassi; 10/26/21.

They say everything happens for a reason.
For me that reason is usually because I've made some bad decisions that I need to pay for.