All I can say is retirement is where it's at. I think I have it down pat now, after 15 years of practice. The only "work" I do are house chores and walking the golf course. I do that twice a week and play 18 holes in under three hours. Then there's fishing, of course. Standing in a rocking boat involves a lot of muscles, believe it or not. Darn good exercise. I am, however, too darn old to do a lot of things, like skydiving, rock climbing, skateboarding...or yard work.

Wife and I share expenses pretty equally, and we each spend only about half of our incomes. It's a comforting feeling.


Cleverly disguised as a responsible adult.