Now is a bad time to have a big car payment, and actually I think anytime is a bad time to have any kind of a payment. The disposable income that WOULD HAVE helped people get through this mess is gone and they have no recourse. My son worked F&I at a big dealership and told me the majority of people buying new vehicles, would go under if one little thing screws up for them. He didn't like doing that job.
I have worked with a few guys like that. They had alot of nice stuff. But if a job got rained out and the paycheck was short a few hours. They were getting nervous
