Steve, very happy for you! We are still setting up housekeeping at our new retirement digs here in TN. I’m very glad we went when we did, not so thrilled that the economy (FJB!) decided to really tank as hard as it is now. This house in TN will be fully paid for in another 10 months, and that will increase our income stream by 19k a year, and I’ll hit the age to draw SSA about half a year after that. We’ll be more than fine then, but we are trying to live totally on my retired Navy Chiefs pension without dipping into our tanking 401s and IRAs, this is the first time in a long time we are having to watch every penny, but I do think we can slip past this tight spot in the road. Hopefully things will settle down soon, but who knows? I know at least that you and your money guy have seen this landscape and figured all this crap in (all this crap so far, anyway.) Enjoy this new chapter!