I want to apologize for losing my temper and not thinking things through. I diden't consider what problems you may have as the whole country is in a losing battle. and money is tight. I am lucky to have set my self up for retirement and am doing ok so far and will have enough money to see me to the end of my time. so relax and be happy. if there is anything more I can do for you please let me know and if I can help you I will. wink