I trashed my credit bad enough in my early 20s. I no longer buy ANYTHING that I can't live without on a credit card. I set cash aside until I have enough saved THEN I buy, you tend to appreciate things more that way.
Yep. Though now that I'm a little more disciplined, I may try getting a Cabelas card, just to earn some points for gas purchases and the like. But like Shrap said, I'm not exactly enamored with what Cabelas carries anymore.
