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Joined: Apr 2010
Posts: 20,683
Campfire Ranger
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OP
Campfire Ranger
Joined: Apr 2010
Posts: 20,683 |
Long story short the time has come for me to get out of the "good hands" it seems. Those good hands been squeezin the nether regions pretty tightly.
don't qualify for USAA
but just wondering what the consensus is on a good company?
State Farm?
Farmers?
not really interested in Geico, but price and service talk
???
need to insure a biz or two
4 or 5 cars
3 houses
and a boat
would like to do them all with one company
I'm pretty certain when we sing our anthem and mention the land of the free, the original intent didn't mean cell phones, food stamps and birth control.
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Joined: Dec 2010
Posts: 6,171 Likes: 1
Campfire Tracker
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Campfire Tracker
Joined: Dec 2010
Posts: 6,171 Likes: 1 |
My independent agent just placed me with MetLife; saved a bunch.
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Joined: Apr 2010
Posts: 20,683
Campfire Ranger
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OP
Campfire Ranger
Joined: Apr 2010
Posts: 20,683 |
I'm pretty certain when we sing our anthem and mention the land of the free, the original intent didn't mean cell phones, food stamps and birth control.
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Joined: Nov 2009
Posts: 15,903 Likes: 2
Campfire Ranger
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Campfire Ranger
Joined: Nov 2009
Posts: 15,903 Likes: 2 |
I've only got 3 vehicles, but Geico saved me 50% of what SF was charging and I got the exact same coverage.
Should get better rates with all you got to cover.
Old Turd- Deplorable- Unrepentant Murderer- Domestic Violent Extremist
Just "Campfire Riffraff and Trash"
This will be my last post! Flave 1/3/21
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Joined: Aug 2006
Posts: 20,554
Campfire Ranger
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Campfire Ranger
Joined: Aug 2006
Posts: 20,554 |
I priced insurance with GEICO many years ago and they were the highest, even with an excellent driving record and prior military service.
I went with State Farm and haven't looked back, been with them for over 15 years, have 4 vehicles, 2 sleds, and our house insured through them.
But it doesn't hurt to compare, which I know you'll do.
That's ok, I'll ass shoot a dink.
Steelhead
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Joined: Apr 2010
Posts: 20,683
Campfire Ranger
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OP
Campfire Ranger
Joined: Apr 2010
Posts: 20,683 |
appreciate the replies
yep when I checked Geico years ago, they were about 15% higher than AllState, but because we have so much insured with one company we get some discounts.
plus we've got an excellent loss/run analysis. IOW's we've paid in a buttload of $$ with very few claims.
I'm pretty certain when we sing our anthem and mention the land of the free, the original intent didn't mean cell phones, food stamps and birth control.
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Joined: Aug 2007
Posts: 97
Campfire Greenhorn
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Campfire Greenhorn
Joined: Aug 2007
Posts: 97 |
I switched to Liberty Mutual last year as they were less expensive for combined home, autos and business. I'm up for renewal in August and I will still shop to make sure I'm getting the best price and coverage.
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Joined: Dec 2011
Posts: 586
Campfire Regular
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Campfire Regular
Joined: Dec 2011
Posts: 586 |
Disclosure: I am an independent broker, after having been a 'captive agent' with Farmers for 26 years.
I would suggest a call to an independent broker in your area. They will have the ability to place your business, personal and boat insurance with the best combination of rates and coverage. A company offering excellent rates/coverage on your main home, might not have the best plan for your business, or even the rentals.
An independent broker can shop a dozen, or more, different carriers for you, at once. And, if the company they start you out with get's out of hand, they can shop your account around again.
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Joined: Jul 2009
Posts: 14,076
Campfire Outfitter
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Campfire Outfitter
Joined: Jul 2009
Posts: 14,076 |
Wife works for Farmers, we switched over when she started there, Home, Life, Auto, and an umbrella policy, got all of it much cheaper than what we had. We had similar policies with Safeco and Allied before switching.
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Joined: Oct 2002
Posts: 96,121 Likes: 1
Campfire Oracle
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Campfire Oracle
Joined: Oct 2002
Posts: 96,121 Likes: 1 |
I switched to Liberty Mutual last year as they were less expensive for combined home, autos and business. I'm up for renewal in August and I will still shop to make sure I'm getting the best price and coverage. I'm getting out of the Liberty Mutual insurance, they've gone up 30% on me.
"Dear Lord, save me from Your followers"
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Joined: Dec 2013
Posts: 14,848 Likes: 10
Campfire Outfitter
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Campfire Outfitter
Joined: Dec 2013
Posts: 14,848 Likes: 10 |
I'm USAA but from dealing with insurance companies, if I weren't, I would go State Farm, Farmers, or Farm Bureau. Geico will nickel and dime your ass as will Allstate. Any money you might save, will quickly be regretted the first time you have to make a claim.
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Joined: Jan 2001
Posts: 7,489
Campfire Tracker
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Campfire Tracker
Joined: Jan 2001
Posts: 7,489 |
Must be a regional thing as far as prices. Used to be with Metropolitan, switched to State Farm for better rates, and after 20 years went with Farmers. Best rates of all. State Farm was good for the first 10 years, then the annual increase became a little too much to stomach, despite a very good (for them) claims history.
Last edited by badger; 06/29/15.
To anger a conservative, lie to him. To annoy a liberal, tell him the truth.
Promoted to Turdlike status 03/17/12
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Joined: Dec 2007
Posts: 3,476 Likes: 1
Campfire Tracker
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Campfire Tracker
Joined: Dec 2007
Posts: 3,476 Likes: 1 |
Auto Owners through an independent agent. We review and are open to switching every year. Always look for price.
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Joined: Dec 2002
Posts: 22,274
Campfire Ranger
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Campfire Ranger
Joined: Dec 2002
Posts: 22,274 |
I've been with AAA for Home & auto. Prices seem very competitive and no gripes about service.
"...the designer of the .270 Ingwe cartridge!..."
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Joined: Jun 2012
Posts: 10,068
Campfire Outfitter
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Campfire Outfitter
Joined: Jun 2012
Posts: 10,068 |
I also saved 50% by switching from Farmers to Geico about a year ago. Home, 2 vehicles, travel trailer, sailboat. No nickel and dime stuff in my experience. I've had zero claims, but any service I've needed has been handled quickly and with courtesy.
Mercy ceases to be a virtue when it enables further injustice. -Brent Weeks
~Molɔ̀ːn Labé Skýla~
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Joined: Aug 2004
Posts: 69,766 Likes: 39
Campfire Kahuna
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Campfire Kahuna
Joined: Aug 2004
Posts: 69,766 Likes: 39 |
Farm Bureau, with everything from house, barn, ranch, tractors, equipment, etc.
Pickups too.
They beat the other guys on price and coverage every time. I do shop the prices.
Molɔ̀ːn Labé Skýla!
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Joined: Mar 2007
Posts: 24,424 Likes: 5
Campfire Ranger
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Campfire Ranger
Joined: Mar 2007
Posts: 24,424 Likes: 5 |
State Farm over 30 years now. Always treated fair or better.
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Joined: Aug 2005
Posts: 28,297 Likes: 17
Campfire Ranger
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Campfire Ranger
Joined: Aug 2005
Posts: 28,297 Likes: 17 |
I'm USAA but from dealing with insurance companies, if I weren't, I would go State Farm, Farmers, or Farm Bureau. Geico will nickel and dime your ass as will Allstate. Any money you might save, will quickly be regretted the first time you have to make a claim. They all will......it's very cyclical. I get renewal quotes every year because of it.
It is irrelevant what you think. What matters is the TRUTH.
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Joined: Nov 2004
Posts: 17,293 Likes: 4
Campfire Ranger
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Campfire Ranger
Joined: Nov 2004
Posts: 17,293 Likes: 4 |
Auto, USAA
Home, Farm, Georgia Farm Bureau
"I have sworn upon the altar of God, eternal hostility against every form of tyranny over the mind of man." Thomas Jefferson
GeoW, The "Unwoke" ...Let's go Brandon!
"A Well Regulated Militia" Life Member
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Joined: Aug 2003
Posts: 19,825 Likes: 3
Campfire Ranger
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Campfire Ranger
Joined: Aug 2003
Posts: 19,825 Likes: 3 |
State Farm for 42 years now. They have been very, very good to me/us over the years.
I can't say enough good things about how we've been treated during the repairs from the tornado and when I totaled my truck last November.
We've shopped around, and they still have given us equal to or less premium costs than the others. Three houses, trucks, and ranch equipment covered.
Ed
"Not in an open forum, where truth has less value than opinions, where all opinions are equally welcome regardless of their origins, rationale, inanity, or truth, where opinions are neither of equal value nor decisive." Ken Howell
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