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Joined: Jul 2011
Posts: 11,079 Likes: 1
Campfire Outfitter
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Campfire Outfitter
Joined: Jul 2011
Posts: 11,079 Likes: 1 |
Jesus saves--Moses invests.
"There's more to optics than meets the eye."--anon
"...most of us would be better off losing half a pound around the waist than half a pound on our rifle."--dhg
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Joined: May 2016
Posts: 60,948 Likes: 71
Campfire Kahuna
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Campfire Kahuna
Joined: May 2016
Posts: 60,948 Likes: 71 |
A good way to save money is have your wife stay home and raise the kids.
I am MAGA.
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Joined: Jan 2010
Posts: 32,130 Likes: 1
Campfire 'Bwana
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Campfire 'Bwana
Joined: Jan 2010
Posts: 32,130 Likes: 1 |
If you put Taco Bell sauce in your ramen noodles it tastes just like poverty
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Joined: Feb 2006
Posts: 44,014 Likes: 28
Campfire 'Bwana
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Campfire 'Bwana
Joined: Feb 2006
Posts: 44,014 Likes: 28 |
Eliminating gambling really helps as well.
Fuuckin' machines will take every penny.
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Joined: Jun 2011
Posts: 1,695
Campfire Regular
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Campfire Regular
Joined: Jun 2011
Posts: 1,695 |
#11 would save most people a fortune.
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Joined: Jun 2011
Posts: 1,695
Campfire Regular
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Campfire Regular
Joined: Jun 2011
Posts: 1,695 |
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Joined: Jun 2011
Posts: 1,695
Campfire Regular
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Campfire Regular
Joined: Jun 2011
Posts: 1,695 |
#17 Stay out of the gun shop.
(Caveat- unless adhering to #16 above. Then, shoot away.)
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Joined: Dec 2003
Posts: 2,244
Campfire Regular
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Campfire Regular
Joined: Dec 2003
Posts: 2,244 |
One of the best things I ever did to save money was to set up automatic payroll deduction of $100 from every paycheck into a money market account.
I started doing that in my early twenties and was worried that I might be having too much taken out of my paycheck. I decided to start with $100 and if it became a problem, I could always cut back to $75 or $50. I did not miss the $100 from each paycheck at all. I encourage young people to do this.
Get paid twice a month? $100 x 24 = $2400/yr
After 4 years you’ve got $9600. Add some bonus money along the way and you will be at $10,000.
"There's no schadenfreude like Hillary Clinton schadenfreude."
- Tamara Keel
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Joined: Dec 2003
Posts: 2,244
Campfire Regular
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Campfire Regular
Joined: Dec 2003
Posts: 2,244 |
In my opinion, the whole thing turns on being intentional in working towards your goals.
It all starts with being intentional, in control -- with work, money, and expenditures -- and people.
It seems that after a certain age a person has either figured that out, or they never will. I cannot imagine having worked for 30 years and have very little to show for it - to be working 40-50 hours a week and still be broke. I have worked with some truly financially incompetent people.
"There's no schadenfreude like Hillary Clinton schadenfreude."
- Tamara Keel
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Joined: Oct 2003
Posts: 3,291
Campfire Tracker
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Campfire Tracker
Joined: Oct 2003
Posts: 3,291 |
I make a very good living in my trade and I’m always amazed at the old timers that don’t have a pot to piss in after working 30+ years. Drinking, gambling and divorce will do that to a fella I guess..
X-VERMINATOR
Last edited by xverminator; 07/11/18.
Sooner or later our heritage of hunting is going to be a rich mans sport and the words "Outfitter" and "Hunt Industry" will be synonymous with cancer and A.I.D.S. among blue collar hunters like me and my family! (A.L. Williams - 2010)
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Joined: Nov 2005
Posts: 22,738
Campfire Ranger
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Campfire Ranger
Joined: Nov 2005
Posts: 22,738 |
Bonus #16 - hunt with one rifle...............................reality - the reality of compounding interest is a very powerful tool.
My home is the "sanctuary residence" for my firearms.
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Joined: Jan 2001
Posts: 59,187 Likes: 3
Campfire Kahuna
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Campfire Kahuna
Joined: Jan 2001
Posts: 59,187 Likes: 3 |
Uhh....the secret to saving money is to not spend so much money,
DING!!
Ex- USN (SS) '66-'69
Pro-Constitution.
LET'S GO BRANDON!!!
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Joined: May 2009
Posts: 5,628
Campfire Tracker
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Campfire Tracker
Joined: May 2009
Posts: 5,628 |
Z Instead of talking yourself into a new purchase, talk yourself out of it or buy a lower cost alternative. Here's an example--I really wanted a high end pair of binoculars for hiking and to reward myself for reaching "semi-retirement" age. I wanted something compact so I'd be sure to always have them on me when I needed them. I originally looked at the Swarovski CL Companion series. I went to a few birder websites and many people said that they weren't much better than the Zeiss Terra ED series but cost 3+ times as much. Guess which ones I bought and am perfectly happy with?
Both?
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Joined: Jan 2005
Posts: 38,947 Likes: 12
Campfire 'Bwana
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Campfire 'Bwana
Joined: Jan 2005
Posts: 38,947 Likes: 12 |
From another thread, it would seem that the key to saving money is not to have credit cards.
Not a real member - just an ordinary guy who appreciates being able to hang around and say something once in awhile.
Happily Trapped In the Past (Thanks, Joe)
Not only a less than minimally educated person, but stupid and out of touch as well.
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Joined: Jan 2006
Posts: 3,009 Likes: 7
Campfire Tracker
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Campfire Tracker
Joined: Jan 2006
Posts: 3,009 Likes: 7 |
It's ok to have credit cards as long as the balance is paid off in full every month.
"Blessed is the man whose wife is his best friend - especially if she likes to HUNT!"
"Love the Lord your God with all your heart, soul, mind and strength, and love your neighbor as yourself. There is no commandment greater than these."
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Joined: Sep 2011
Posts: 61,332 Likes: 34
Campfire Kahuna
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Campfire Kahuna
Joined: Sep 2011
Posts: 61,332 Likes: 34 |
It may be as simple as makin' up the mind to.
These premises insured by a Sheltie in Training ,--- and Cooey.o
"May the Good Lord take a likin' to you"
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Joined: Jan 2005
Posts: 38,947 Likes: 12
Campfire 'Bwana
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Campfire 'Bwana
Joined: Jan 2005
Posts: 38,947 Likes: 12 |
It may be as simple as makin' up the mind to. Very wise observation.
Not a real member - just an ordinary guy who appreciates being able to hang around and say something once in awhile.
Happily Trapped In the Past (Thanks, Joe)
Not only a less than minimally educated person, but stupid and out of touch as well.
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Joined: Feb 2004
Posts: 46,755
Campfire 'Bwana
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Campfire 'Bwana
Joined: Feb 2004
Posts: 46,755 |
#11 is a biggie. I can think of very few people who pack their lunch. It's common to see folks dropping $7-10 at gas stations for their lunch. Yep. Huge. I've been able to pay off debts just by not buying lunches. I save $50-60 a week, so $200-240/month. That's a huge to me.
Camp is where you make it.
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Joined: May 2002
Posts: 10,264
Campfire Outfitter
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Campfire Outfitter
Joined: May 2002
Posts: 10,264 |
#10 is just wrong. It's for the selfish and the lazy. Cut your hedges and mix your soup by hand. Simple, cheap, hand tools can do both No excuse not to OWN THEM. Don't sponge off your neighbors. #10 reminds me of advising people to cut expenses on travel by cheating wait staff out of their tips. That's also WRONG. I agree. If you can't afford to buy the tools you need, you really can't afford the thing that requires the tools. And don't buy junk tools. Dave hinted this with the email list advice, but kind of skipped it. Don't do shopping as entertainment. Shopping leads to buying. You should only shop for specific items that you have discovered you need.
Lunatic fringe....we all know you're out there.
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Joined: Jun 2012
Posts: 10,068
Campfire Outfitter
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Campfire Outfitter
Joined: Jun 2012
Posts: 10,068 |
Don't do shopping as entertainment. Shopping leads to buying. You should only shop for specific items that you have discovered you need.
Yep, and this is super easy with internet shopping. I've been guilty of just 'browsing' things of interest, finding great deals and pulling the trigger
Mercy ceases to be a virtue when it enables further injustice. -Brent Weeks
~Molɔ̀ːn Labé Skýla~
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