Home Forums Hunting & Shooting Hunter's Campfire Health Insurance Question

"If you like your doctor, you can keep your doctor."
Private practice physicians
86% think they aren't being paid enough
58% feel like the ACA has negatively effected their salary
56% feel their practice has been negatively effected

30% longer wait times to see a physician average across the country, 22 days average up to 52 in some major cities.

Flood the market for a service (read this: service, not a right), then disincentivise the folks providing the service and folks that would potentially enter the market as a service provider. Force working class folks to pay more (burden them to the point they have to change their level of coverage to a much worse plan than they had pre ACA)
for this service so folks who are perfectly capable, but otherwise refuse to work (you know, entitled dead beat pieces of [bleep]) can have access to the service for cheap/free.

Explain who's bullshitting who you obtuse fool.

To top it off the [bleep] passed it with no Republican support, basically rammed a POS down our throats.

What dumbphuck GG does not realize was that the ACA was designed to destroy the current Insurance/Medical system and force us to single payer. Isn't that right dumbphuck?

Don't forget Odipshit care forced 8 million people from their private policy's , added 14 million to medicaid. So the net gain was pretty 100% taxpayer payed medicaid or policy's subsidised by us the tax payers. One the most epic government failures of all time. Or maybe I just don't understand 3d math. like Greyghost and progressive left buddies.


Morons like Greyghost are easily dooped and believe what they are told without doing the math, because if your a liberal math is just a inconvenient truth.

You just wait until the second term of Trump begins. Buy Kleenex.

If one thinks its a free ride when medicare kicks in, they're in some sort of dream world.

Had it not been for family responsibilities, I wish I had followed my dad's advice and done without health insurance. I'd be traveling the world, living in a much finer house, and have thousands more in liquid assets. Nothing but an extremely profitable casino.

This....Wait til President Donald J. Trump is no longer bound by re-election! He's gonna be un [bleep] chained and it's gonna be epic! Dumb [bleep] liberals better fasten your seatbelts! It's going to be one HELL of a ride. Bigly!

You all wouldn't know your own ass when sitting on it.

My COBRA payment was more than $1,200 a month in '98 when switching jobs, actually nearer $1,300.

COBBRA insurance premiums was so high that only 10% of those offered it excepted it. It was so bad that in or around 2004 the government started offering subsidies of up to 65% just to get people to take the temporary insurance. And it still didn't gain all that much of an increase.

From the mid 70's until the mid 2000's (before Obama or the ACA) private insurance policy's (non government) (and of which 90% was employment supplied) enrolment dropped 20%

I know that you all want it for no cost to yourself, BUT IT DOESENT WORK THAT WAY!

And if you had low cost insurance before the ACA you had a [bleep] policy.

And as I said it had life time limits, your kids weren't covered until the age of 26, and if you had a pre existing condition.... YOY WERE JUST [bleep] OUT OF LUCK!


PHIL

Businesses in other "industrialized" countries companies do NOT have to provide healthcare for their employees.
This is part of what makes employing U.S. citizens uncompetitive and is particularly bad for small business - a fact that that never gets mentioned in health care debates.

The system was fugged beore the ACA and it's still fugged today. ACA sure as schit didn't help any paying citizens though. It simply shifted how we pay for the millions of deadbeats and dump money into the pockets of insurers.

I have little faith in Congress making any big changes if/when Trump is re-elected and Trump can't write law. We be fugged for a while.

Instead of relying on a lying clown like you I went to my many friends who work in healthcare to ask about the effectiveness of Obamacare. Nurses , Doctors PT’s I have spoken to said Obamacare is a disaster and destroyed care ( as it was meant to) and decreased quality of care and increased costs which I can personally attest to as my rates have skyrocketed the past 3 years.

Take your lies elsewhere kkkalifornia klown

You nailed it!
And it's hard to imagine a more inefficient and wasteful healthcare system.

Wheels are turning.

Do now we have a 22 day wait to see a doctor. Can't see any doctor we choose, pay alot more for alot less and when we do get to see a Dr. He can only spend a few minutes with us and he's pissed over his [bleep] compensation and doesn't really care anymore.

You're right, this "affordable(laffin') Care act is really working swell for me as someone who works hard makes good money and can afford to pay my own insurance.
But at least all the 24 year old perfectly capable losers that would rather smoke dope and pop out babies have insurance now.....

You've obviously never had a decent job or god forbid owned your own business.... What a dolt.

Oldelkhunter pointed out the obvious. Everyone knows it was never meant to work, only to break the system to allow the Democrat who took office after Obummer to push for single payer. Only problem....Trump won! Before his second term is over, he'll have the ACA neutered (actually spayed since the ACA nor Obummer either one ever had any balls, Michelle? Thats another story) and a sound private sector alternative in place. Don't worry ghost, your President, Donald J. Trump will fix this as he's fixed our economy, fixing our trade deals, fixing our military, our foreign policy and everything else hes fixed that Obummer [bleep] up.
#WINNING bitch!

Probably worked a hell of a lot more than you! As to your luck with the ACA... maybe if your state had elected to take part in it! As it is Virginians elected this past January to finally come to their senses. [bleep] don't even know your own state!

Phil

Aaahhh, Greyghost, if ignorance is bliss, you must be very blissful.

Back to the OP.

Check the exchanges in your State for coverage. Pre-existing does not matter.

If you have a spouse, maybe get a plan through the spouse's employer.

If not, consider getting a job with benefits for a few years. Large companies, like Cabelas/Basspro,Lowes/Home Depot, offer health insurance plans to employees working a certain number of hours per week.

I'd love to hear what constitutes "hard work" in your mind....
Intimate massage in a trailer next to the truck stop? How many happy endings does it take to swing that cobra payment while you're "in between" jobs?

Virginians didn't come to their senses, we were out voted by the gimme''s in D.C., Richmond and Norfolk.
You enslave a population first by preaching victimization, then entitlement, then subsidise every facet of their life leaving them to want for nothing, disincentivising them from ever even making an effort to provide for themselves, then present a candidate who offers to continue this cradle to grave social welfare. Problem is it's a fine line between having enough of these lazy, entitled [bleep] (the parasites) to out vote the working class (the producers) and having so many the that you can't tax the producers enough to pay for all that free [bleep] you gave the parasites.
I'll provide for myself and my family and you do the same.
I don't owe you a meal, a dry warm place to sleep, wifi, cable television, a college education or medical care.

Ignorance drives me nuts, and this is just full of it.

1) Cobra still exists, and it is simply the option to continue to purchase, at full costs, the coverage your employer offered you during your employment. If you paid $1,200 in '98, that's what your employer paid until you left. You had a dam nice thing going, and then you complain when you had to pay for it. I had several employees take the Cobra option, and they paid what we paid, between $4 and $500 a month.

2) your kids were covered, YOU just had to pay for it, instead of FORCING your employer to pay for it. WHY THE FU(& should an employer have to pay for the health care of adult kids (this is the reason most employers, myself included, no longer offer "family" coverage).

3) Since the '70's nobody could be excluded from insurance for a pre-existing condition. That's right. Pre-existing conditions did not prevent insurance. All you had to do was to HAVE insurance, and you could switch to any other insurance. You just couldn't be a deadbeat that refused to pay for insurance and then want insurance to pay when they needed it. Well, DUH.....

4) I had a major medical policy for about $260 a month before the ACA. I had a couple of medical adventures, including a $170,000 hospital stay. Total out of pocket was $7,500 a year. Some [bleep] policy, right?


It's just not that you are ignorant, it's that what you think you know is wrong.

Some of the rise in costs are the great wealth transfers that allow hospitals to cover the cost of indigent care that most are forced to provide. I understand that is not new but a growing factor in overall cost increases? We should have never allowed the .G0v into health care in the first place. Nothing .G0v is involved in works without huge waste. I don't see it getting any better no matter how we vote. Soon there will be way more riding in the cart than pulling it, sooner or later there will be a "reset" and it will be ugly.

As a Vietnam era vet, I'm 100% covered and have been since 2006 when I retired at age 56. Now I have the V.A. , Medicare and free supplimental.